Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
1976AMERIFIRST BANK | MONTGOMERY, AL | 309 | 10.36% | 81.88% |
1977BAYVANGUARD BANK | BALTIMORE, MD | 308 | 10.06% | 74.03% |
| CUMMING, GA | 308 | 2.92% | 95.13% | |
| SHERWOOD, OH | 307 | 7.17% | 81.11% | |
| POSEYVILLE, IN | 305 | 6.56% | 92.46% | |
| SAVANNAH, NY | 304 | 15.46% | 69.08% | |
1982STAR BANK | MAPLE LAKE, MN | 304 | 5.59% | 82.57% |
| TERRE HAUTE, IN | 303 | 8.25% | 79.21% | |
| JASPER, TN | 302 | 4.97% | 85.43% | |
1985BANK OF DAWSON | DAWSON, GA | 302 | 3.31% | 95.7% |
1986BYLINE BANK | CHICAGO, IL | 301 | 6.31% | 74.75% |
| MONTICELLO, WI | 301 | 3.32% | 90.7% | |
| VERNON, NJ | 300 | 10.67% | 80% | |
| LAKE CRYSTAL, MN | 300 | 5% | 90% | |
| CHAMPAIGN, IL | 300 | 0% | 99% | |
1991CEDARSTONE BANK | LEBANON, TN | 299 | 6.02% | 87.96% |
| RED BLUFF, CA | 296 | 5.41% | 86.15% | |
| PETERSTOWN, WV | 296 | 17.57% | 67.91% | |
1994PILGRIM BANK | PITTSBURG, TX | 296 | 4.05% | 86.15% |
1995CHEAHA BANK | OXFORD, AL | 294 | 3.4% | 95.92% |
| STAFFORD SPRINGS, CT | 293 | 7.85% | 84.98% | |
| FRANKFORT, KY | 293 | 11.6% | 78.84% | |
| MILLBURY, MA | 293 | 7.85% | 77.13% | |
| KEWANEE, IL | 293 | 19.45% | 67.58% | |
| OKLAHOMA CITY, OK | 292 | 0.68% | 98.97% |