This institution is no longer active
Operations ceased on October 19, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$221M
Total Deposits
$180M
Net Loans
$171M
Net Income
$1M
ROA
0.62%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.79%
Risk-Based Capital
17.29%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 49 | 79.59% | 2.04% |
| 2023 | 89 | 80.9% | 10.11% |
| 2019 | 49 | 75.51% | 6.12% |
| 2018 | 106 | 73.58% | 9.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2019 | Satisfactory | Small Bank |
| Apr 2013 | Satisfactory | Small Bank |
| Apr 2008 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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