This institution is no longer active
Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$658M
Total Deposits
$581M
Net Loans
$472M
Net Income
$-1,228K
ROA
-0.38%
Below avg for Small banks. Peer avg: 0.44%
ROE
-4.55%
Risk-Based Capital
12.57%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 60 | 86.67% | 5.00% |
| 2021 | 236 | 86.02% | 5.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2012 | Satisfactory | Small Bank |
| May 2009 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$581M
1-Year Change
0
5-year net change: +1 branches
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