PETERSTOWN, WV · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$86M
Total Deposits
$75M
Net Loans
$37M
Net Income
$279K
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.49%
Risk-Based Capital
29.86%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 33 | 87.88% | 9.09% |
| 2023 | 35 | 65.71% | 17.14% |
| 2022 | 67 | 83.58% | 5.97% |
| 2019 | 72 | 61.11% | 22.22% |
| 2018 | 89 | 55.06% | 25.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Jan 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1995
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Total Branches
2
Branch Deposits
$76M
1-Year Change
0
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