Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$257M
Total Deposits
$207M
Net Loans
$199M
Net Income
$1M
ROA
1.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.72%
Risk-Based Capital
15.90%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 58 | 100% | 0.00% |
| 2023 | 45 | 95.56% | 0.00% |
| 2019 | 91 | 100% | 0.00% |
| 2018 | 106 | 99.06% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Small Bank |
| Nov 2019 | Outstanding | Small Bank |
| Jun 2014 | Outstanding | Small Bank |
5 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$183M
1-Year Change
0
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