This institution is no longer active
Operations ceased on March 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$369M
Total Deposits
$311M
Net Loans
$289M
Net Income
$3M
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.75%
Risk-Based Capital
11.26%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 66 | 90.91% | 4.55% |
| 2023 | 61 | 90.16% | 4.92% |
| 2019 | 93 | 79.57% | 9.68% |
| 2018 | 79 | 93.67% | 3.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Satisfactory | Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
| Mar 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2005
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Total Branches
3
Branch Deposits
$305M
1-Year Change
0
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