This institution is no longer active
Operations ceased on March 23, 2013. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$76M
Total Deposits
$68M
Net Loans
$43M
Net Income
$334K
ROA
0.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.06%
Risk-Based Capital
12.72%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 67 | 92.54% | 7.46% |
| 2020 | 42 | 88.1% | 2.38% |
| 2019 | 95 | 92.63% | 1.05% |
| 2018 | 97 | 88.66% | 3.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2009 | Satisfactory | Small Bank |
| Nov 2003 | Satisfactory | Small Bank |
| Oct 1998 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1990
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