🏦Bank Scorer

BYLINE BANK

CHICAGO, IL · Supervised by FDIC

Est. 1972FDIC #20,624RSSD: FDIC-20624
Part ofMETROPOLITAN BANK GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.64%

Institution Profile

FDIC BankFind

Address

180 N La Salle St, CHICAGO, IL

County

Cook County

Established

March 1, 1972

Total Assets

$9.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$9.9B

Total Deposits

$7.8B

Net Loans

$7.4B

Net Income

$40M

ROA

1.64%

ROE

11.75%

Risk-Based Capital

14.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate8.33%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

49

Branch Deposits

$7.8B

1-Year Change

-1

5-year net change: -12 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243669.44%8.33%
202310478.85%6.73%
20197977.22%3.80%
20188269.51%7.32%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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