Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
COLORADO VALLEY BANK,SSB
ClosedLA GRANGE, TX · FDIC · Oct 2010
SatisfactoryFORT WORTH STATE BANK
ClosedFORT WORTH, TX · FDIC · Apr 1990
SatisfactoryTEXAS HERITAGE NATIONAL BANK
DAINGERFIELD, TX · OCC · Sep 2025
OutstandingFIDELITY BANK
ClosedFORT WORTH, TX · FDIC · Jul 1993
OutstandingBANK OF THE WEST
GRAPEVINE, TX · FDIC · Aug 2025
SatisfactoryVANTAGE BK TX
SAN ANTONIO, TX · FRB · Aug 2022
SatisfactoryFRANKLIN BANK, S.S.B.
ClosedHOUSTON, TX · FDIC · Apr 2005
SatisfactoryTHE FIRST NATIONAL BANK OF TOM BEAN
TOM BEAN, TX · OCC · Jan 2022
SatisfactoryTHE WAGGONER NATIONAL BANK OF VERNON
VERNON, TX · OCC · Aug 2020
SatisfactoryGILMER SAVINGS BANK FSB
ClosedGILMER, TX · OTS · Aug 1999
SatisfactoryHILL COUNTRY BANK
ClosedAUSTIN, TX · FDIC · Sep 1996
SatisfactoryHALE COUNTY STATE BANK
ClosedPLAINVIEW, TX · FDIC · Apr 1997
SatisfactoryFIRST STATE BANK
ClosedPETERSBURG, TX · FDIC · Jan 1997
SatisfactoryTHE BANK OF EAST TEXAS, S.S.B.
ClosedLUFKIN, TX · FDIC · Aug 1997
SatisfactoryTHE FIRST NATIONAL BANK OF MINEOLA
ClosedMINEOLA, TX · OCC · Dec 2009
Needs to ImproveCITIZENS STATE BANK OF LULING
LULING, TX · FDIC · Jun 2020
SatisfactoryCOMMERCIAL STATE BANK
PALMER, TX · FDIC · Sep 2024
SatisfactoryTHE CITY NATIONAL BANK OF COLORADO CITY
COLORADO CITY, TX · OCC · Mar 2022
SatisfactoryTHE FIRST STATE BANK
ClosedBISHOP, TX · FDIC · Oct 2002
SatisfactoryOAKWOOD BANK
ClosedDALLAS, TX · FDIC · May 2023
Needs to ImproveCENTRAL BK
HOUSTON, TX · FRB · Apr 2024
SatisfactoryPEOPLES STATE BANK
SHEPHERD, TX · FDIC · Jan 2025
SatisfactoryTHE STATE BANK OF LA VERNIA
ClosedLA VERNIA, TX · FDIC · Nov 1994
SatisfactoryANGELINA SAVINGS BANK, SSB
LUFKIN, TX · FDIC · Apr 2023
SatisfactoryBALCONES BANK, S.S.B.
ClosedSAN MARCOS, TX · FDIC · Oct 1999
OutstandingFARMERS & MERCHANTS STATE BANK
ClosedLADONIA, TX · FDIC · Oct 2003
SatisfactoryPLANTERS & MERCHANTS STATE BANK
ClosedHEARNE, TX · FDIC · Oct 2004
SatisfactorySHELBY SAVINGS BANK, SSB
CENTER, TX · FDIC · Aug 2023
SatisfactoryPOINTBANK
PILOT POINT, TX · FRB · Dec 2024
SatisfactoryLIBERTY BANK, SSB
ClosedAUSTIN, TX · FDIC · Apr 2004
SatisfactoryTHE FIRST STATE BANK
ClosedCELINA, TX · FDIC · May 2002
SatisfactoryFIRST STATE BANK OF NORTH TEXAS
ClosedCEDAR HILL, TX · FDIC · Jul 1999
SatisfactoryALAMO BANK OF TEXAS
ClosedALAMO, TX · FDIC · Aug 2005
SatisfactoryTHE FIRST NATIONAL BANK OF SONORA
SONORA, TX · OCC · Jan 2024
SatisfactoryTEXAS FIRST STATE BANK
ClosedRIESEL, TX · FDIC · Sep 2017
SatisfactoryTHE FIRST NATIONAL BANK OF HUGHES SPRINGS
HUGHES SPRINGS, TX · OCC · Jan 2024
SatisfactoryTHE FIRST NATIONAL BANK OF CANADIAN
ClosedCANADIAN, TX · OCC · Jan 2004
SatisfactoryCITIZENS STATE BANK
ClosedBUFFALO, TX · FDIC · Aug 2023
SatisfactoryTHE FIRST NATIONAL BANK OF MOUNT VERNON
ClosedMOUNT VERNON, TX · OCC · May 2018
SatisfactoryTHE FIRST NATIONAL BANK OF LIVINGSTON
LIVINGSTON, TX · OCC · Apr 2023
SatisfactoryFIRST NATIONAL BANK TEXAS
KILLEEN, TX · OCC · Jul 2023
OutstandingTXN BK
HONDO, TX · FRB · Jun 2025
SatisfactoryCAPITAL BANK, SSB
ClosedEL PASO, TX · FDIC · Aug 2011
SatisfactoryFIRST NATIONAL BANK OF CENTRAL TEXAS
WACO, TX · OCC · Jan 2025
SatisfactoryMAINLAND BANK
ClosedTEXAS CITY, TX · FDIC · Oct 2015
SatisfactoryCITIZENS BANK
KILGORE, TX · FDIC · Sep 2023
SatisfactorySTATE BANK & TRUST COMPANY
ClosedBEEVILLE, TX · FDIC · Jul 2004
SatisfactoryTHE BEVANS STATE BANK OF MENARD
MENARD, TX · FDIC · Apr 1999
SatisfactoryCENTRAL BANK AND TRUST
ClosedFORT WORTH, TX · FDIC · Oct 1996
SatisfactoryCROSSROADS BANK
YOAKUM, TX · FDIC · Sep 2022
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
COLORADO VALLEY BANK,SSBClosed | LA GRANGE | FDIC | $28M | Oct 2010 | Satisfactory |
FORT WORTH STATE BANKClosed | FORT WORTH | FDIC | $21M | Apr 1990 | Satisfactory |
| DAINGERFIELD | OCC | $944M | Sep 2025 | Outstanding | |
FIDELITY BANKClosed | FORT WORTH | FDIC | $111M | Jul 1993 | Outstanding |
| GRAPEVINE | FDIC | $804M | Aug 2025 | Satisfactory | |
| SAN ANTONIO | FRB | — | Aug 2022 | Satisfactory | |
FRANKLIN BANK, S.S.B.Closed | HOUSTON | FDIC | $5.1B | Apr 2005 | Satisfactory |
| TOM BEAN | OCC | $147M | Jan 2022 | Satisfactory | |
| VERNON | OCC | $357M | Aug 2020 | Satisfactory | |
GILMER SAVINGS BANK FSBClosed | GILMER | OTS | $37M | Aug 1999 | Satisfactory |
HILL COUNTRY BANKClosed | AUSTIN | FDIC | $112M | Sep 1996 | Satisfactory |
HALE COUNTY STATE BANKClosed | PLAINVIEW | FDIC | $874M | Apr 1997 | Satisfactory |
FIRST STATE BANKClosed | PETERSBURG | FDIC | $16M | Jan 1997 | Satisfactory |
| LUFKIN | FDIC | $113M | Aug 1997 | Satisfactory | |
| MINEOLA | OCC | $28M | Dec 2009 | Needs to Improve | |
| LULING | FDIC | $64M | Jun 2020 | Satisfactory | |
| PALMER | FDIC | $121M | Sep 2024 | Satisfactory | |
| COLORADO CITY | OCC | $444M | Mar 2022 | Satisfactory | |
THE FIRST STATE BANKClosed | BISHOP | FDIC | $35M | Oct 2002 | Satisfactory |
OAKWOOD BANKClosed | DALLAS | FDIC | $862M | May 2023 | Needs to Improve |
| HOUSTON | FRB | — | Apr 2024 | Satisfactory | |
| SHEPHERD | FDIC | $182M | Jan 2025 | Satisfactory | |
| LA VERNIA | FDIC | $71M | Nov 1994 | Satisfactory | |
| LUFKIN | FDIC | $85M | Apr 2023 | Satisfactory | |
BALCONES BANK, S.S.B.Closed | SAN MARCOS | FDIC | $103M | Oct 1999 | Outstanding |
| LADONIA | FDIC | $13M | Oct 2003 | Satisfactory | |
| HEARNE | FDIC | $185M | Oct 2004 | Satisfactory | |
| CENTER | FDIC | $455M | Aug 2023 | Satisfactory | |
| PILOT POINT | FRB | $1.1B | Dec 2024 | Satisfactory | |
LIBERTY BANK, SSBClosed | AUSTIN | FDIC | $175M | Apr 2004 | Satisfactory |
THE FIRST STATE BANKClosed | CELINA | FDIC | $91M | May 2002 | Satisfactory |
| CEDAR HILL | FDIC | $100M | Jul 1999 | Satisfactory | |
ALAMO BANK OF TEXASClosed | ALAMO | FDIC | $401M | Aug 2005 | Satisfactory |
| SONORA | OCC | $705M | Jan 2024 | Satisfactory | |
TEXAS FIRST STATE BANKClosed | RIESEL | FDIC | $397M | Sep 2017 | Satisfactory |
| HUGHES SPRINGS | OCC | $322M | Jan 2024 | Satisfactory | |
| CANADIAN | OCC | $109M | Jan 2004 | Satisfactory | |
CITIZENS STATE BANKClosed | BUFFALO | FDIC | $950M | Aug 2023 | Satisfactory |
| MOUNT VERNON | OCC | $191M | May 2018 | Satisfactory | |
| LIVINGSTON | OCC | $469M | Apr 2023 | Satisfactory | |
| KILLEEN | OCC | $4.7B | Jul 2023 | Outstanding | |
| HONDO | FRB | — | Jun 2025 | Satisfactory | |
CAPITAL BANK, SSBClosed | EL PASO | FDIC | $363M | Aug 2011 | Satisfactory |
| WACO | OCC | $1.7B | Jan 2025 | Satisfactory | |
MAINLAND BANKClosed | TEXAS CITY | FDIC | $134M | Oct 2015 | Satisfactory |
| KILGORE | FDIC | $495M | Sep 2023 | Satisfactory | |
| BEEVILLE | FDIC | $75M | Jul 2004 | Satisfactory | |
| MENARD | FDIC | $39M | Apr 1999 | Satisfactory | |
CENTRAL BANK AND TRUSTClosed | FORT WORTH | FDIC | $1.1B | Oct 1996 | Satisfactory |
| YOAKUM | FDIC | $381M | Sep 2022 | Satisfactory |