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COMMERCIAL STATE BANK

PALMER, TX · Supervised by FDIC

Est. 1930FDIC #10,330RSSD: FDIC-10330
Satisfactory

Current rating · Exam: September 2024

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Institution Profile

FDIC BankFind

Address

8045 N Interstate 45 Service Rd, PALMER, TX

County

Ellis County

Established

March 1, 1930

Total Assets

$121M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$121M

Total Deposits

$109M

Net Loans

$42M

Net Income

$463K

ROA

1.53%

ROE

15.10%

Risk-Based Capital

27.95%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2024

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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