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SHELBY SAVINGS BANK, SSB

CENTER, TX · Supervised by FDIC

Est. 1979FDIC #32,135RSSD: FDIC-32135SHELBY BANCSHARES INC
Satisfactory

Current rating · Exam: August 2023

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Institution Profile

FDIC BankFind

Address

111 Selma St, CENTER, TX

County

Shelby County

Established

January 1, 1979

Total Assets

$455M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$455M

Total Deposits

$365M

Net Loans

$312M

Net Income

$1M

ROA

1.24%

ROE

11.73%

Risk-Based Capital

15.38%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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