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CITIZENS STATE BANK OF LULING

LULING, TX · Supervised by FDIC

Est. 1914FDIC #10,327RSSD: FDIC-10327
Satisfactory

Current rating · Exam: June 2020

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Institution Profile

FDIC BankFind

Address

200 S Magnolia Ave, LULING, TX

County

Caldwell County

Established

January 2, 1914

Total Assets

$64M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$64M

Total Deposits

$51M

Net Loans

$50M

Net Income

$78K

ROA

0.49%

ROE

2.69%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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