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This institution is no longer active

Operations ceased on December 29, 2005. CRA examination history below reflects the period it was active.

FARMERS & MERCHANTS STATE BANK

LADONIA, TX · Supervised by FDIC

Est. 1929FDIC #10,354RSSD: FDIC-10354
Satisfactory

Current rating · Exam: October 2003

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Institution Profile

FDIC BankFind

Address

Main Street, LADONIA, TX

County

Fannin County

Established

January 1, 1929

Total Assets

$13M(latest call report)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$13M

Total Deposits

$12M

Net Loans

$4M

Net Income

$82K

ROA

0.78%

ROE

10.48%

Risk-Based Capital

23.58%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2003

Exam Type

Small Bank

Regulator

FDIC
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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