Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
LIBERTY SAVINGS ASSOCIATION
HOUSTON · OTS · Dec 1997
SatisfactoryFIRST FEDERAL COMMUNITY BANK
PARIS · OTS · Feb 2008
SatisfactoryCITIZENS BANK
AMARILLO · FDIC · Jul 2020
SatisfactoryCITIZENS BANK OF TEXAS
ClosedNEW WAVERLY · FDIC · May 1992
SatisfactoryJACKSONVILLE SAVINGS BANK, SSB
JACKSONVILLE · OTS · Jan 1997
SatisfactoryAUSTIN BANK, RUSK, TEXAS
ClosedRUSK · FDIC · Oct 1998
SatisfactoryTHE BANK AND TRUST, S.S.B.
DEL RIO · FDIC · Mar 2012
SatisfactoryTHE FIRST STATE BANK
ClosedHUNTSVILLE · FDIC · Apr 2010
SatisfactoryCOMMUNITY STATE BANK
ClosedHOUSTON · FDIC · Jul 2002
SatisfactoryGUARANTY BOND BANK
ClosedMOUNT PLEASANT · FDIC · May 2011
SatisfactoryFARMERS STATE BANK OF MADISONVILLE, TEXAS
ClosedMADISONVILLE · FDIC · Nov 1990
Needs to ImproveGUARANTY BANK & TRUST COMPANY
ClosedGATESVILLE · FDIC · May 1999
SatisfactoryFIRST STATE BANK
ClosedWELLS · FDIC · Aug 1992
SatisfactoryFIRST STAR BANK, S.S.B.
ClosedBREMOND · FDIC · Jul 2012
SatisfactoryCROSBY STATE BANK
ClosedCROSBY · FDIC · Aug 2006
SatisfactoryPATRIOT BANK
ClosedHOUSTON · FDIC · Mar 2013
SatisfactoryCUERO STATE BANK, S.S.B.
CUERO · OTS · Mar 1997
SatisfactoryCITIZENS 1ST BANK
TYLER · FDIC · Nov 2012
SatisfactoryNORWEST BANK TEXAS, WACO, N.A.
WACO · OCC · Jun 1995
SatisfactoryTHE FIRST STATE BANK
ClosedDE LEON · FDIC · Apr 1995
SatisfactoryFORT BEND FS & LA
ROSENBERG · OTS · Apr 1998
SatisfactoryFIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD
WEATHERFORD · OCC · Nov 2023
SatisfactorySTATE NATIONAL BANK
EL PASO · OCC · Dec 1994
OutstandingMINEOLA COMMUNITY BANK, SSB
MINEOLA · OTS · Jan 1996
SatisfactoryTHE CITIZENS NATIONAL BANK
WEATHERFORD · OCC · Dec 1994
SatisfactoryBANK OF EAST TEXAS
LUFKIN · OTS · Aug 1994
SatisfactoryFIRST CITY, TEXAS
SAN ANGELO · OCC · Mar 1991
SatisfactoryCITIZENS BANK AND TRUST COMPANY
ClosedPAMPA · FDIC · Nov 1994
SatisfactoryCOMMUNITY BANK OF CENTRAL TEXAS, SSB
SMITHVILLE · OTS · Aug 1995
SatisfactoryINDEPENDENT BANK
ClosedMCKINNEY · FDIC · Dec 2023
SatisfactoryFNB OF BONHAM
BONHAM · OCC · Nov 1990
SatisfactoryGRAHAM S & LA, FA
GRAHAM · OTS · Aug 2010
SatisfactoryDALHART FS & LA
DALHART · OTS · Jun 2009
SatisfactoryTERRELL FS & LA
TERRELL · OTS · Apr 1999
SatisfactoryFIRST NATIONAL BANK
MARSHALL · OCC · Sep 1997
SatisfactoryFIRST FSB OF NORTH TEXAS
DENTON · OTS · Feb 1997
SatisfactoryTHE FIRST BANK OF CELESTE
CELESTE · FDIC · May 2025
SatisfactoryFARMERS AND MERCHANTS BANK
DE LEON · FDIC · Dec 2025
SatisfactoryHENDERSON FEDERAL SAVINGS BANK
HENDERSON · OTS · May 2008
SatisfactoryCLEAR FORK BANK, NATIONAL ASSOCIATION
ALBANY · OCC · Sep 2024
SatisfactoryTHE FIRST NATIONAL BANK OF BAIRD
BAIRD · OCC · Jun 2007
SatisfactoryITASCA STATE BANK
ClosedITASCA · FDIC · Apr 1996
SatisfactoryOZONA BANK
OZONA · FDIC · Oct 2023
SatisfactoryNORMANGEE STATE BANK
NORMANGEE · FDIC · Sep 2025
SatisfactoryTHE FIRST NATIONAL BANK OF BRYAN
BRYAN · OCC · Jun 2006
OutstandingTHE FIRST NATIONAL BANK OF BALLINGER
BALLINGER · OCC · Oct 2021
SatisfactoryFIRST NATIONAL BANK OF PARIS
PARIS · OCC · Mar 1996
SatisfactoryFIRST NATIONAL BANK OF PALESTINE
PALESTINE · OCC · Nov 1994
OutstandingTHE FIRST NATIONAL BANK OF GRANBURY
GRANBURY · OCC · Jul 2023
SatisfactoryHIBERNIA NATIONAL BANK OF TEXAS
TEXARKANA · OCC · Feb 1998
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| HOUSTON | OTS | Dec 1997 | Satisfactory | |
| PARIS | OTS | Feb 2008 | Satisfactory | |
| AMARILLO | FDIC | Jul 2020 | Satisfactory | |
CITIZENS BANK OF TEXASClosed | NEW WAVERLY | FDIC | May 1992 | Satisfactory |
| JACKSONVILLE | OTS | Jan 1997 | Satisfactory | |
AUSTIN BANK, RUSK, TEXASClosed | RUSK | FDIC | Oct 1998 | Satisfactory |
| DEL RIO | FDIC | Mar 2012 | Satisfactory | |
THE FIRST STATE BANKClosed | HUNTSVILLE | FDIC | Apr 2010 | Satisfactory |
COMMUNITY STATE BANKClosed | HOUSTON | FDIC | Jul 2002 | Satisfactory |
GUARANTY BOND BANKClosed | MOUNT PLEASANT | FDIC | May 2011 | Satisfactory |
| MADISONVILLE | FDIC | Nov 1990 | Needs to Improve | |
| GATESVILLE | FDIC | May 1999 | Satisfactory | |
FIRST STATE BANKClosed | WELLS | FDIC | Aug 1992 | Satisfactory |
FIRST STAR BANK, S.S.B.Closed | BREMOND | FDIC | Jul 2012 | Satisfactory |
CROSBY STATE BANKClosed | CROSBY | FDIC | Aug 2006 | Satisfactory |
PATRIOT BANKClosed | HOUSTON | FDIC | Mar 2013 | Satisfactory |
| CUERO | OTS | Mar 1997 | Satisfactory | |
| TYLER | FDIC | Nov 2012 | Satisfactory | |
| WACO | OCC | Jun 1995 | Satisfactory | |
THE FIRST STATE BANKClosed | DE LEON | FDIC | Apr 1995 | Satisfactory |
| ROSENBERG | OTS | Apr 1998 | Satisfactory | |
| WEATHERFORD | OCC | Nov 2023 | Satisfactory | |
| EL PASO | OCC | Dec 1994 | Outstanding | |
| MINEOLA | OTS | Jan 1996 | Satisfactory | |
| WEATHERFORD | OCC | Dec 1994 | Satisfactory | |
| LUFKIN | OTS | Aug 1994 | Satisfactory | |
| SAN ANGELO | OCC | Mar 1991 | Satisfactory | |
| PAMPA | FDIC | Nov 1994 | Satisfactory | |
| SMITHVILLE | OTS | Aug 1995 | Satisfactory | |
INDEPENDENT BANKClosed | MCKINNEY | FDIC | Dec 2023 | Satisfactory |
| BONHAM | OCC | Nov 1990 | Satisfactory | |
| GRAHAM | OTS | Aug 2010 | Satisfactory | |
| DALHART | OTS | Jun 2009 | Satisfactory | |
| TERRELL | OTS | Apr 1999 | Satisfactory | |
| MARSHALL | OCC | Sep 1997 | Satisfactory | |
| DENTON | OTS | Feb 1997 | Satisfactory | |
| CELESTE | FDIC | May 2025 | Satisfactory | |
| DE LEON | FDIC | Dec 2025 | Satisfactory | |
| HENDERSON | OTS | May 2008 | Satisfactory | |
| ALBANY | OCC | Sep 2024 | Satisfactory | |
| BAIRD | OCC | Jun 2007 | Satisfactory | |
ITASCA STATE BANKClosed | ITASCA | FDIC | Apr 1996 | Satisfactory |
| OZONA | FDIC | Oct 2023 | Satisfactory | |
| NORMANGEE | FDIC | Sep 2025 | Satisfactory | |
| BRYAN | OCC | Jun 2006 | Outstanding | |
| BALLINGER | OCC | Oct 2021 | Satisfactory | |
| PARIS | OCC | Mar 1996 | Satisfactory | |
| PALESTINE | OCC | Nov 1994 | Outstanding | |
| GRANBURY | OCC | Jul 2023 | Satisfactory | |
| TEXARKANA | OCC | Feb 1998 | Satisfactory |