PEOPLES STATE BANK
SHEPHERD, TX · Supervised by FDIC
Institution Profile
FDIC BankFindWebsite
Address
5850 Highway 59 S, SHEPHERD, TX
County
San Jacinto County
Established
September 21, 1921
Total Assets
$182M(latest call report)
Financial Snapshot
As of Q1 2026Call Report / FDIC
Total Assets
$182M
Total Deposits
$161M
Net Loans
$99M
Net Income
$646K
ROA
1.40%
ROE
16.86%
Risk-Based Capital
19.59%
Total Assets — Last 8 Quarters
Total AssetsROA
Current Examination
CRA / FFIECOverall Rating
Satisfactory
Exam Date
January 1, 2025
Exam Type
Small Bank
Regulator
FDIC
Rating History
CRA / FFIEC8 previous ratings locked — dating back to 1991
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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