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This institution is no longer active

Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK

BUFFALO, TX · Supervised by FDIC

Est. 1925FDIC #12,501RSSD: FDIC-12501
Satisfactory

Current rating · Exam: August 2023

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Institution Profile

FDIC BankFind

Address

1330 W Commerce St, BUFFALO, TX

County

Leon County

Established

January 1, 1925

Total Assets

$950M(latest call report)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$950M

Total Deposits

$1.0B

Net Loans

$239M

Net Income

$101K

ROA

0.02%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

12 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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