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This institution is no longer active

Operations ceased on August 31, 2005. CRA examination history below reflects the period it was active.

PLANTERS & MERCHANTS STATE BANK

HEARNE, TX · Supervised by FDIC

Est. 1907FDIC #10,355RSSD: FDIC-10355PLANTERS&MERCHANTS BANCSHARES
Satisfactory

Current rating · Exam: October 2004

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Institution Profile

FDIC BankFind

Address

122 Fourth Street, HEARNE, TX

County

Robertson County

Established

January 1, 1907

Total Assets

$185M(latest call report)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$185M

Total Deposits

$162M

Net Loans

$101M

Net Income

$2M

ROA

1.68%

ROE

14.77%

Risk-Based Capital

20.50%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

October 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

6 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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