Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
THE BANK OF VERNON
VERNON · FDIC · Sep 2007
SatisfactoryFIRST NATIONAL BANK OF OLNEY
OLNEY · OCC · Mar 2010
SatisfactoryFIRST BANK AND TRUST
GROVES · FDIC · Jul 1998
SatisfactoryFIDELITY BANK OF TEXAS
WACO · FDIC · Dec 2020
SatisfactoryLAKESIDE BANK
ROCKWALL · FDIC · Apr 2022
SatisfactoryHEIGHTS BANK
HARKER HEIGHTS · FDIC · Apr 1990
SatisfactoryNATIONSBANK OF TEXAS, N.A.
DALLAS · OCC · Jul 1995
OutstandingSTERLING BANK
HOUSTON · FDIC · Jul 2009
SatisfactoryLOVELADY STATE BANK
LOVELADY · FDIC · Apr 2023
SatisfactoryWORTHEN NATIONAL BANK
AUSTIN · OCC · Oct 1994
SatisfactoryPEOPLES NATIONAL BANK
PARIS · OCC · Sep 2003
SatisfactoryBANK ONE, TEXAS, N.A.
DALLAS · OCC · Mar 2000
SatisfactoryTEXAS FIRST BANK
GALVESTON · FDIC · Dec 2006
SatisfactoryFIRST PRESIDIO BANK
PRESIDIO · FDIC · Sep 2007
SatisfactoryHIBERNIA NATIONAL BANK IN TEXAS
DALLAS · OCC · Jun 1992
SatisfactoryGRAND BANK OF TEXAS
DALLAS · FDIC · Apr 2018
SatisfactoryBANK OF SIERRA BLANCA
SIERRA BLANCA · FDIC · Sep 1998
OutstandingFIRST TEXAS BANK
DALLAS · FDIC · Apr 1997
SatisfactoryTEXAS COMMERCE BANK
ARLINGTON · OCC · Sep 1990
Needs to ImproveTEXAS COMMERCE BANK-ODESSA
ODESSA · OCC · Feb 1992
OutstandingTEXAS COMMERCE BANK-SAN ANTONIO
SAN ANTONIO · OCC · Feb 1992
SatisfactoryLONE STAR BANK
DALLAS · FDIC · Aug 2002
SatisfactorySPIRIT OF TEXAS BANK, SSB
COLLEGE STATION · FDIC · May 2019
SatisfactoryBANK OF AMERICA TEXAS, N.A.
IRVING · OCC · Dec 1994
OutstandingCITIZENS BANK OF TEXAS, NA
NEW WAVERLY · OCC · Jan 2003
SatisfactorySPRING HILL STATE BANK
LONGVIEW · FDIC · Oct 2025
SatisfactoryLUFKIN NATIONAL BANK
LUFKIN · OCC · Sep 1994
SatisfactoryTYLER BANK AND TRUST, N.A.
TYLER · OCC · Nov 1994
SatisfactoryTHE ROYAL NATIONAL BANK OF PALESTINE
PALESTINE · OCC · Mar 1995
SatisfactoryGRAHAM NATIONAL BANK
GRAHAM · OCC · Sep 2010
OutstandingNORWEST BANK TEXAS, MIDLAND, N.A.
MIDLAND · OCC · Jul 1995
SatisfactoryINGRAM STATE BANK
INGRAM · FDIC · Jun 1990
SatisfactoryPLAZA BANK, N.A.
SAN ANTONIO · OCC · Jan 1999
SatisfactoryTEXAS NATIONAL BANK
SWEETWATER · OCC · Jul 2025
SatisfactoryFIRST COMMUNITY BANK, N.A.
HOUSTON · OCC · Jun 2004
SatisfactoryFALCON NATIONAL BANK
LAREDO · OCC · Oct 1997
SatisfactoryMENARD NATIONAL BANK
MENARD · OCC · Jan 2008
OutstandingMERCANTILE BANK TEXAS
FORT WORTH · FDIC · May 2003
SatisfactoryFIRST BANK AND TRUST
SPRINGTOWN · FDIC · Nov 1991
SatisfactoryEQUITABLE BANK
DALLAS · FDIC · Jan 1995
OutstandingTEXAS BANK AND TRUST OF BROWNSVILLE
BROWNSVILLE · FDIC · Jul 1997
SatisfactoryTOWNBANK, N.A.
MESQUITE · OCC · Mar 1997
SatisfactoryFIDELITY BANK & TRUST, N.A.
FORT WORTH · OCC · Oct 1996
SatisfactoryFIRST COMMUNITY BANK
SAN BENITO · FDIC · Aug 2025
SatisfactoryMINEOLA STATE BANK
MINEOLA · FDIC · Nov 1992
SatisfactoryAMERICAN BANK
HOUSTON · FDIC · Sep 1998
SatisfactoryFIRST CITIZENS BANK, N.A.
DALLAS · OCC · Jul 1997
SatisfactoryNORTHWEST BANK, N.A.
HOUSTON · OCC · Sep 1999
SatisfactoryCOLLIN COUNTY NATIONAL BANK
MCKINNEY · OCC · Mar 1997
SatisfactorySOUTHWESTERN NATIONAL BANK
HOUSTON · OCC · Apr 2024
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE BANK OF VERNON | VERNON | FDIC | Sep 2007 | Satisfactory |
| FIRST NATIONAL BANK OF OLNEY | OLNEY | OCC | Mar 2010 | Satisfactory |
| FIRST BANK AND TRUST | GROVES | FDIC | Jul 1998 | Satisfactory |
| FIDELITY BANK OF TEXAS | WACO | FDIC | Dec 2020 | Satisfactory |
| LAKESIDE BANK | ROCKWALL | FDIC | Apr 2022 | Satisfactory |
| HEIGHTS BANK | HARKER HEIGHTS | FDIC | Apr 1990 | Satisfactory |
| NATIONSBANK OF TEXAS, N.A. | DALLAS | OCC | Jul 1995 | Outstanding |
| STERLING BANK | HOUSTON | FDIC | Jul 2009 | Satisfactory |
| LOVELADY STATE BANK | LOVELADY | FDIC | Apr 2023 | Satisfactory |
| WORTHEN NATIONAL BANK | AUSTIN | OCC | Oct 1994 | Satisfactory |
| PEOPLES NATIONAL BANK | PARIS | OCC | Sep 2003 | Satisfactory |
| BANK ONE, TEXAS, N.A. | DALLAS | OCC | Mar 2000 | Satisfactory |
| TEXAS FIRST BANK | GALVESTON | FDIC | Dec 2006 | Satisfactory |
| FIRST PRESIDIO BANK | PRESIDIO | FDIC | Sep 2007 | Satisfactory |
| HIBERNIA NATIONAL BANK IN TEXAS | DALLAS | OCC | Jun 1992 | Satisfactory |
| GRAND BANK OF TEXAS | DALLAS | FDIC | Apr 2018 | Satisfactory |
| BANK OF SIERRA BLANCA | SIERRA BLANCA | FDIC | Sep 1998 | Outstanding |
| FIRST TEXAS BANK | DALLAS | FDIC | Apr 1997 | Satisfactory |
| TEXAS COMMERCE BANK | ARLINGTON | OCC | Sep 1990 | Needs to Improve |
| TEXAS COMMERCE BANK-ODESSA | ODESSA | OCC | Feb 1992 | Outstanding |
| TEXAS COMMERCE BANK-SAN ANTONIO | SAN ANTONIO | OCC | Feb 1992 | Satisfactory |
| LONE STAR BANK | DALLAS | FDIC | Aug 2002 | Satisfactory |
| SPIRIT OF TEXAS BANK, SSB | COLLEGE STATION | FDIC | May 2019 | Satisfactory |
| BANK OF AMERICA TEXAS, N.A. | IRVING | OCC | Dec 1994 | Outstanding |
| CITIZENS BANK OF TEXAS, NA | NEW WAVERLY | OCC | Jan 2003 | Satisfactory |
| SPRING HILL STATE BANK | LONGVIEW | FDIC | Oct 2025 | Satisfactory |
| LUFKIN NATIONAL BANK | LUFKIN | OCC | Sep 1994 | Satisfactory |
| TYLER BANK AND TRUST, N.A. | TYLER | OCC | Nov 1994 | Satisfactory |
| THE ROYAL NATIONAL BANK OF PALESTINE | PALESTINE | OCC | Mar 1995 | Satisfactory |
| GRAHAM NATIONAL BANK | GRAHAM | OCC | Sep 2010 | Outstanding |
| NORWEST BANK TEXAS, MIDLAND, N.A. | MIDLAND | OCC | Jul 1995 | Satisfactory |
| INGRAM STATE BANK | INGRAM | FDIC | Jun 1990 | Satisfactory |
| PLAZA BANK, N.A. | SAN ANTONIO | OCC | Jan 1999 | Satisfactory |
| TEXAS NATIONAL BANK | SWEETWATER | OCC | Jul 2025 | Satisfactory |
| FIRST COMMUNITY BANK, N.A. | HOUSTON | OCC | Jun 2004 | Satisfactory |
| FALCON NATIONAL BANK | LAREDO | OCC | Oct 1997 | Satisfactory |
| MENARD NATIONAL BANK | MENARD | OCC | Jan 2008 | Outstanding |
| MERCANTILE BANK TEXAS | FORT WORTH | FDIC | May 2003 | Satisfactory |
| FIRST BANK AND TRUST | SPRINGTOWN | FDIC | Nov 1991 | Satisfactory |
| EQUITABLE BANK | DALLAS | FDIC | Jan 1995 | Outstanding |
| TEXAS BANK AND TRUST OF BROWNSVILLE | BROWNSVILLE | FDIC | Jul 1997 | Satisfactory |
| TOWNBANK, N.A. | MESQUITE | OCC | Mar 1997 | Satisfactory |
| FIDELITY BANK & TRUST, N.A. | FORT WORTH | OCC | Oct 1996 | Satisfactory |
| FIRST COMMUNITY BANK | SAN BENITO | FDIC | Aug 2025 | Satisfactory |
| MINEOLA STATE BANK | MINEOLA | FDIC | Nov 1992 | Satisfactory |
| AMERICAN BANK | HOUSTON | FDIC | Sep 1998 | Satisfactory |
| FIRST CITIZENS BANK, N.A. | DALLAS | OCC | Jul 1997 | Satisfactory |
| NORTHWEST BANK, N.A. | HOUSTON | OCC | Sep 1999 | Satisfactory |
| COLLIN COUNTY NATIONAL BANK | MCKINNEY | OCC | Mar 1997 | Satisfactory |
| SOUTHWESTERN NATIONAL BANK | HOUSTON | OCC | Apr 2024 | Satisfactory |