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This institution is no longer active

Operations ceased on April 9, 2022. CRA examination history below reflects the period it was active.

SPIRIT OF TEXAS BANK, SSB

COLLEGE STATION, TX · Supervised by FDIC

Est. 1976FDIC #22,327RSSD: FDIC-22327SPIRIT OF TEXAS BANCSHARES INC
Satisfactory

Current rating · Exam: May 2019

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Institution Profile

FDIC BankFind

Address

625 University Drive, COLLEGE STATION, TX

County

Brazos County

Established

September 7, 1976

Total Assets

$3.2B(latest call report)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$2.8B

Net Loans

$2.4B

Net Income

$12M

ROA

1.42%

ROE

11.93%

Risk-Based Capital

12.14%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 2019

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 2011

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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