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LOVELADY STATE BANK

LOVELADY, TX · Supervised by FDIC

Est. 1974FDIC #21,807RSSD: FDIC-21807
Satisfactory

Current rating · Exam: April 2023

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Institution Profile

FDIC BankFind

Address

910 S Commerce St, LOVELADY, TX

County

Houston County

Established

November 4, 1974

Total Assets

$54M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$54M

Total Deposits

$46M

Net Loans

$23M

Net Income

$148K

ROA

1.09%

ROE

9.18%

Risk-Based Capital

24.18%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2023

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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