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This institution is no longer active

Operations ceased on August 13, 1999. CRA examination history below reflects the period it was active.

FIRST BANK AND TRUST

GROVES, TX · Supervised by FDIC

Est. 1974FDIC #21,477RSSD: FDIC-21477
Satisfactory

Current rating · Exam: July 1998

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Institution Profile

FDIC BankFind

Address

4000 Twin City Highway, GROVES, TX

County

Jefferson County

Established

March 18, 1974

Total Assets

$493M(latest call report)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$493M

Total Deposits

$447M

Net Loans

$238M

Net Income

$2M

ROA

0.94%

ROE

11.35%

Risk-Based Capital

14.10%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 1998

Exam Type

Large Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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