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This institution is no longer active

Operations ceased on May 2, 2009. CRA examination history below reflects the period it was active.

THE BANK OF VERNON

VERNON, TX · Supervised by FDIC

Est. 1974FDIC #21,413RSSD: FDIC-21413
Satisfactory

Current rating · Exam: September 2007

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Institution Profile

FDIC BankFind

Address

2240 Royal Lane Suite 303, VERNON, TX

County

Dallas County

Established

January 21, 1974

Total Assets

$34M(latest call report)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$34M

Total Deposits

$30M

Net Loans

$16M

Net Income

$-318K

ROA

-3.86%

ROE

-33.23%

Risk-Based Capital

17.49%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2007

Exam Type

Small Bank

Regulator

FDIC
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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