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FIDELITY BANK OF TEXAS

WACO, TX · Supervised by FDIC

Est. 1974FDIC #21,455RSSD: FDIC-21455
Satisfactory

Current rating · Exam: December 2020

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Institution Profile

FDIC BankFind

Address

1901 Lake Shore Dr, WACO, TX

County

Mclennan County

Established

March 1, 1974

Total Assets

$165M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$165M

Total Deposits

$135M

Net Loans

$103M

Net Income

$-153K

ROA

-0.38%

ROE

-2.49%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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