Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
FARMERS BANK & CAPITAL TRUST COMPANY
FRANKFORT · FDIC · Aug 2003
SatisfactoryTHE CASEY COUNTY BANK, INC.
LIBERTY · FDIC · Oct 2009
SatisfactoryCRESTWOOD STATE BANK
CRESTWOOD · FDIC · Jan 1993
OutstandingFARMERS LIBERTY BANK
AUGUSTA · FDIC · Dec 1992
SatisfactoryAMERICAN FIDELITY BANK AND TRUST COMPANY
CORBIN · FDIC · Aug 1994
SatisfactoryPEOPLES BANK OF KENTUCKY, INC.
FLEMINGSBURG · FDIC · Feb 2025
SatisfactoryBANK OF MAY'S LICK
MAY'S LICK · FDIC · Sep 1994
SatisfactoryCITIZENS BANK OF HENDERSON COUNTY
HENDERSON · FDIC · Jun 1993
SatisfactoryPIONEER BANK
CANMER · FDIC · Mar 1999
OutstandingLIBERTY BANK & TRUST COMPANY
MAYFIELD · FDIC · Jan 1994
SatisfactoryTRANS FINANCIAL BANK
PIKEVILLE · FDIC · Dec 1994
SatisfactoryFARMERS BANK
OWINGSVILLE · FDIC · Nov 1994
SatisfactoryTHE BANK OF LYON COUNTY
EDDYVILLE · FDIC · Jun 1999
SatisfactoryTHE BANK JOSEPHINE
PRESTONSBURG · FDIC · Oct 1998
SatisfactoryFIRST CITIZENS BANK
SHEPHERDSVILLE · FDIC · Aug 2004
SatisfactoryFIRST SECURITY BANK OF KENTUCKY
CENTRAL CITY · FDIC · Jan 2014
SatisfactoryFIRST KENTUCKY BANK, INC.
MAYFIELD · FDIC · Jul 2023
SatisfactoryFIRST LIBERTY BANK OF CALVERT CITY
CALVERT CITY · FDIC · Jun 1993
SatisfactoryBANK OF CLINTON COUNTY, INC.
ALBANY · FDIC · Mar 2000
SatisfactorySONATA BANK
BRENTWOOD · FDIC · Dec 2024
Needs to ImproveCITIZENS FIDELITY BANK AND TRUST COMPANY LEXINGTON
LEXINGTON · FDIC · Feb 1991
SatisfactoryREPUBLIC BANK & TRUST COMPANY
LOUISVILLE · FDIC · Jun 2023
OutstandingCITIZENS BANK
GEORGETOWN · FDIC · Sep 2003
SatisfactoryCLASSIC BANK
ASHLAND · FDIC · Nov 2004
SatisfactoryUNITED KENTUCKY BANK OF PENDLETON COUNTY, INC.
FALMOUTH · FDIC · Jan 2009
SatisfactoryHERITAGE BANK, INC.
ERLANGER · FDIC · Apr 2024
SatisfactoryTHE BANK - OLDHAM COUNTY, INC.
LAGRANGE · FDIC · Sep 2010
SatisfactoryHERITAGE COMMUNITY BANK
DANVILLE · FDIC · Jul 2004
SatisfactoryPEOPLES BANK OF NORTHERN KENTUCKY, INC.
CRESTVIEW HILLS · FDIC · Jul 2001
SatisfactoryMETRO BANK
LOUISVILLE · FDIC · Jun 2015
OutstandingFIRST SECURITY BANK OF LEXINGTON, INC.
LEXINGTON · FDIC · May 2005
SatisfactoryCITIZENS COMMERCE BANK
VERSAILLES · FDIC · Sep 2020
SatisfactoryAMERICAN FOUNDERS BANK, INC.
LEXINGTON · FDIC · Mar 2014
SatisfactoryHOMETOWN BANK OF CORBIN, INC.
CORBIN · FDIC · Apr 2024
SatisfactoryALLIANCE BANKING COMPANY
WINCHESTER · FDIC · Aug 2010
SatisfactoryFIRST UNITED BANK AND TRUST COMPANY
MADISONVILLE · FDIC · Oct 2023
SatisfactoryFIRST SECURITY BANK
OWENSBORO · FDIC · Aug 2017
SatisfactoryTOWN SQUARE BANK, INC.
ASHLAND · FDIC · Aug 2012
SatisfactoryCITIZENS FIRST BANK, INC.
BOWLING GREEN · FDIC · Jun 2018
SatisfactoryAMERICAN BANK & TRUST COMPANY, INC.
BOWLING GREEN · FDIC · Dec 2025
SatisfactoryUNITED COMMUNITY BANK OF WEST KENTUCKY, INC.
MORGANFIELD · FDIC · Jun 2023
SatisfactoryECLIPSE BANK, INC.
LOUISVILLE · FDIC · Dec 2025
SatisfactoryBANK OF LEXINGTON, INC.
LEXINGTON · FDIC · Feb 2023
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FARMERS BANK & CAPITAL TRUST COMPANY | FRANKFORT | FDIC | Aug 2003 | Satisfactory |
| THE CASEY COUNTY BANK, INC. | LIBERTY | FDIC | Oct 2009 | Satisfactory |
| CRESTWOOD STATE BANK | CRESTWOOD | FDIC | Jan 1993 | Outstanding |
| FARMERS LIBERTY BANK | AUGUSTA | FDIC | Dec 1992 | Satisfactory |
| AMERICAN FIDELITY BANK AND TRUST COMPANY | CORBIN | FDIC | Aug 1994 | Satisfactory |
| PEOPLES BANK OF KENTUCKY, INC. | FLEMINGSBURG | FDIC | Feb 2025 | Satisfactory |
| BANK OF MAY'S LICK | MAY'S LICK | FDIC | Sep 1994 | Satisfactory |
| CITIZENS BANK OF HENDERSON COUNTY | HENDERSON | FDIC | Jun 1993 | Satisfactory |
| PIONEER BANK | CANMER | FDIC | Mar 1999 | Outstanding |
| LIBERTY BANK & TRUST COMPANY | MAYFIELD | FDIC | Jan 1994 | Satisfactory |
| TRANS FINANCIAL BANK | PIKEVILLE | FDIC | Dec 1994 | Satisfactory |
| FARMERS BANK | OWINGSVILLE | FDIC | Nov 1994 | Satisfactory |
| THE BANK OF LYON COUNTY | EDDYVILLE | FDIC | Jun 1999 | Satisfactory |
| THE BANK JOSEPHINE | PRESTONSBURG | FDIC | Oct 1998 | Satisfactory |
| FIRST CITIZENS BANK | SHEPHERDSVILLE | FDIC | Aug 2004 | Satisfactory |
| FIRST SECURITY BANK OF KENTUCKY | CENTRAL CITY | FDIC | Jan 2014 | Satisfactory |
| FIRST KENTUCKY BANK, INC. | MAYFIELD | FDIC | Jul 2023 | Satisfactory |
| FIRST LIBERTY BANK OF CALVERT CITY | CALVERT CITY | FDIC | Jun 1993 | Satisfactory |
| BANK OF CLINTON COUNTY, INC. | ALBANY | FDIC | Mar 2000 | Satisfactory |
| SONATA BANK | BRENTWOOD | FDIC | Dec 2024 | Needs to Improve |
| CITIZENS FIDELITY BANK AND TRUST COMPANY LEXINGTON | LEXINGTON | FDIC | Feb 1991 | Satisfactory |
| REPUBLIC BANK & TRUST COMPANY | LOUISVILLE | FDIC | Jun 2023 | Outstanding |
| CITIZENS BANK | GEORGETOWN | FDIC | Sep 2003 | Satisfactory |
| CLASSIC BANK | ASHLAND | FDIC | Nov 2004 | Satisfactory |
| UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. | FALMOUTH | FDIC | Jan 2009 | Satisfactory |
| HERITAGE BANK, INC. | ERLANGER | FDIC | Apr 2024 | Satisfactory |
| THE BANK - OLDHAM COUNTY, INC. | LAGRANGE | FDIC | Sep 2010 | Satisfactory |
| HERITAGE COMMUNITY BANK | DANVILLE | FDIC | Jul 2004 | Satisfactory |
| PEOPLES BANK OF NORTHERN KENTUCKY, INC. | CRESTVIEW HILLS | FDIC | Jul 2001 | Satisfactory |
| METRO BANK | LOUISVILLE | FDIC | Jun 2015 | Outstanding |
| FIRST SECURITY BANK OF LEXINGTON, INC. | LEXINGTON | FDIC | May 2005 | Satisfactory |
| CITIZENS COMMERCE BANK | VERSAILLES | FDIC | Sep 2020 | Satisfactory |
| AMERICAN FOUNDERS BANK, INC. | LEXINGTON | FDIC | Mar 2014 | Satisfactory |
| HOMETOWN BANK OF CORBIN, INC. | CORBIN | FDIC | Apr 2024 | Satisfactory |
| ALLIANCE BANKING COMPANY | WINCHESTER | FDIC | Aug 2010 | Satisfactory |
| FIRST UNITED BANK AND TRUST COMPANY | MADISONVILLE | FDIC | Oct 2023 | Satisfactory |
| FIRST SECURITY BANK | OWENSBORO | FDIC | Aug 2017 | Satisfactory |
| TOWN SQUARE BANK, INC. | ASHLAND | FDIC | Aug 2012 | Satisfactory |
| CITIZENS FIRST BANK, INC. | BOWLING GREEN | FDIC | Jun 2018 | Satisfactory |
| AMERICAN BANK & TRUST COMPANY, INC. | BOWLING GREEN | FDIC | Dec 2025 | Satisfactory |
| UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. | MORGANFIELD | FDIC | Jun 2023 | Satisfactory |
| ECLIPSE BANK, INC. | LOUISVILLE | FDIC | Dec 2025 | Satisfactory |
| BANK OF LEXINGTON, INC. | LEXINGTON | FDIC | Feb 2023 | Satisfactory |