Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
NATIONAL CITY BANK OF KENTUCKY
LOUISVILLE · OCC · Feb 2000
SatisfactoryCARDINAL FEDERAL SAVINGS BANK
OWENSBORO · OTS · Feb 1992
SatisfactoryGREAT FINANCIAL BANK, FSB
LOUISVILLE · OTS · Sep 1996
SatisfactoryFIFTH THIRD S.B. OF WESTERN KENTUCKY
LOUISVILLE · OTS · Dec 1993
OutstandingSTOCK YARDS BANK & TRUST COMPANY
LOUISVILLE · FDIC · Aug 2024
OutstandingFARMERS DEPOSIT BANK OF BRANDENBURG
BRANDENBURG · FDIC · Aug 1991
SatisfactoryCITIZENS BANK
MOUNT VERNON · FDIC · Sep 2023
SatisfactoryCITIZENS BANK & TRUST COMPANY, BURGIN, KENTUCKY
BURGIN · FDIC · May 1990
SatisfactoryTHE FARMERS BANK
BUTLER · FDIC · Oct 1994
SatisfactoryCITIZENS DEPOSIT BANK
CALHOUN · FDIC · Dec 1998
SatisfactoryFARMERS DEPOSIT BANK
CYNTHIANA · FDIC · Jun 2014
SatisfactoryKENTUCKY FARMERS BANK CORPORATION
CATLETTSBURG · FDIC · Apr 2022
SatisfactoryPEOPLES BANK AND TRUST COMPANY
MADISONVILLE · FDIC · Feb 1993
OutstandingSOUTHERN DEPOSIT BANK
RUSSELLVILLE · FDIC · Jan 1998
SatisfactoryBANK OF LIVINGSTON COUNTY
TILINE · FDIC · Aug 1998
SatisfactoryCOMMERCIAL BANK
MIDDLESBORO · FDIC · Dec 1994
SatisfactoryMORGANTOWN BANK & TRUST COMPANY, INCORPORATED
MORGANTOWN · FDIC · Jul 2023
SatisfactoryASCENCIA BANK
LOUISVILLE · FDIC · Oct 2005
SatisfactoryTHE BANK OF WHITESBURG
WHITESBURG · FDIC · May 1999
SatisfactoryHYDEN CITIZENS BANK
HYDEN · FDIC · Oct 2024
SatisfactoryBANK OF DANVILLE AND TRUST COMPANY
DANVILLE · FDIC · Jul 1994
SatisfactoryAUBURN BANKING COMPANY
AUBURN · FDIC · Mar 2026
SatisfactoryUNITED COMMUNITY BANK
GLASGOW · FDIC · Jul 2003
SatisfactorySIMPSON COUNTY BANK
FRANKLIN · FDIC · Feb 1997
OutstandingCOMMUNITY FINANCIAL SERVICES BANK
BENTON · FDIC · Feb 2017
OutstandingFARMERS & TRADERS BANK OF CAMPTON
CAMPTON · FDIC · Apr 2025
SatisfactoryBANK OF HINDMAN
HINDMAN · FDIC · Apr 2021
SatisfactoryTHE FIRST STATE BANK AND TRUST COMPANY OF MANCHESTER, KENTUCKY
MANCHESTER · FDIC · Jul 1993
OutstandingJACKSON COUNTY BANK
MC KEE · FDIC · Jan 2024
SatisfactoryTHE MONTICELLO BANKING COMPANY
MONTICELLO · FDIC · Sep 2008
SatisfactoryBANK OF WILLIAMSBURG
WILLIAMSBURG · FDIC · Jul 1995
SatisfactoryTHE WOODFORD BANK AND TRUST COMPANY
VERSAILLES · FDIC · Mar 1995
SatisfactoryBANK OF EDMONSON COUNTY
BROWNSVILLE · FDIC · Dec 2022
OutstandingLEWISBURG BANKING COMPANY
LEWISBURG · FDIC · Oct 2009
SatisfactoryUNITED CUMBERLAND BANK
WHITLEY CITY · FDIC · Mar 2025
OutstandingCLINTON BANK
CLINTON · FDIC · May 2024
SatisfactoryBANK OF FORDSVILLE
FORDSVILLE · FDIC · Apr 1993
SatisfactoryCOLUMBIA FEDERAL SAVINGS BANK
FT MITCHELL · OTS · May 1998
SatisfactoryCITIZENS FS & LA
COVINGTON · OTS · Oct 2008
SatisfactoryRICHMOND BANK AND TRUST COMPANY
RICHMOND · FDIC · Oct 1995
OutstandingFUTURE FEDERAL SAVINGS BANK
LOUISVILLE · OTS · Aug 1990
SatisfactoryKENTUCKY FS & LA
COVINGTON · OTS · May 2009
SatisfactorySTAR BANK, N.A. KENTUCKY
COVINGTON · OCC · Jun 1993
SatisfactoryKENTUCKY BANK
PARIS · FDIC · Dec 2019
SatisfactoryFIRST SECURITY BANK & TRUST COMPANY OF MADISON COUNTY
RICHMOND · FDIC · Mar 1992
SatisfactoryJESSAMINE FIRST FS & LA
NICHOLASVILLE · OTS · Aug 1994
SatisfactoryFIRST SECURITY NATIONAL BANK
LEXINGTON · OCC · May 1991
SatisfactoryFIRST FEDERAL BANK FOR SAVINGS
COVINGTON · OTS · Jan 1993
SatisfactoryLEXINGTON FEDERAL SAVINGS BANK
LEXINGTON · OTS · Jan 1995
SatisfactoryFIRST SOUTHERN NATIONAL BANK
LANCASTER · OCC · Jul 2024
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| NATIONAL CITY BANK OF KENTUCKY | LOUISVILLE | OCC | Feb 2000 | Satisfactory |
| CARDINAL FEDERAL SAVINGS BANK | OWENSBORO | OTS | Feb 1992 | Satisfactory |
| GREAT FINANCIAL BANK, FSB | LOUISVILLE | OTS | Sep 1996 | Satisfactory |
| FIFTH THIRD S.B. OF WESTERN KENTUCKY | LOUISVILLE | OTS | Dec 1993 | Outstanding |
| STOCK YARDS BANK & TRUST COMPANY | LOUISVILLE | FDIC | Aug 2024 | Outstanding |
| FARMERS DEPOSIT BANK OF BRANDENBURG | BRANDENBURG | FDIC | Aug 1991 | Satisfactory |
| CITIZENS BANK | MOUNT VERNON | FDIC | Sep 2023 | Satisfactory |
| CITIZENS BANK & TRUST COMPANY, BURGIN, KENTUCKY | BURGIN | FDIC | May 1990 | Satisfactory |
| THE FARMERS BANK | BUTLER | FDIC | Oct 1994 | Satisfactory |
| CITIZENS DEPOSIT BANK | CALHOUN | FDIC | Dec 1998 | Satisfactory |
| FARMERS DEPOSIT BANK | CYNTHIANA | FDIC | Jun 2014 | Satisfactory |
| KENTUCKY FARMERS BANK CORPORATION | CATLETTSBURG | FDIC | Apr 2022 | Satisfactory |
| PEOPLES BANK AND TRUST COMPANY | MADISONVILLE | FDIC | Feb 1993 | Outstanding |
| SOUTHERN DEPOSIT BANK | RUSSELLVILLE | FDIC | Jan 1998 | Satisfactory |
| BANK OF LIVINGSTON COUNTY | TILINE | FDIC | Aug 1998 | Satisfactory |
| COMMERCIAL BANK | MIDDLESBORO | FDIC | Dec 1994 | Satisfactory |
| MORGANTOWN BANK & TRUST COMPANY, INCORPORATED | MORGANTOWN | FDIC | Jul 2023 | Satisfactory |
| ASCENCIA BANK | LOUISVILLE | FDIC | Oct 2005 | Satisfactory |
| THE BANK OF WHITESBURG | WHITESBURG | FDIC | May 1999 | Satisfactory |
| HYDEN CITIZENS BANK | HYDEN | FDIC | Oct 2024 | Satisfactory |
| BANK OF DANVILLE AND TRUST COMPANY | DANVILLE | FDIC | Jul 1994 | Satisfactory |
| AUBURN BANKING COMPANY | AUBURN | FDIC | Mar 2026 | Satisfactory |
| UNITED COMMUNITY BANK | GLASGOW | FDIC | Jul 2003 | Satisfactory |
| SIMPSON COUNTY BANK | FRANKLIN | FDIC | Feb 1997 | Outstanding |
| COMMUNITY FINANCIAL SERVICES BANK | BENTON | FDIC | Feb 2017 | Outstanding |
| FARMERS & TRADERS BANK OF CAMPTON | CAMPTON | FDIC | Apr 2025 | Satisfactory |
| BANK OF HINDMAN | HINDMAN | FDIC | Apr 2021 | Satisfactory |
| THE FIRST STATE BANK AND TRUST COMPANY OF MANCHESTER, KENTUCKY | MANCHESTER | FDIC | Jul 1993 | Outstanding |
| JACKSON COUNTY BANK | MC KEE | FDIC | Jan 2024 | Satisfactory |
| THE MONTICELLO BANKING COMPANY | MONTICELLO | FDIC | Sep 2008 | Satisfactory |
| BANK OF WILLIAMSBURG | WILLIAMSBURG | FDIC | Jul 1995 | Satisfactory |
| THE WOODFORD BANK AND TRUST COMPANY | VERSAILLES | FDIC | Mar 1995 | Satisfactory |
| BANK OF EDMONSON COUNTY | BROWNSVILLE | FDIC | Dec 2022 | Outstanding |
| LEWISBURG BANKING COMPANY | LEWISBURG | FDIC | Oct 2009 | Satisfactory |
| UNITED CUMBERLAND BANK | WHITLEY CITY | FDIC | Mar 2025 | Outstanding |
| CLINTON BANK | CLINTON | FDIC | May 2024 | Satisfactory |
| BANK OF FORDSVILLE | FORDSVILLE | FDIC | Apr 1993 | Satisfactory |
| COLUMBIA FEDERAL SAVINGS BANK | FT MITCHELL | OTS | May 1998 | Satisfactory |
| CITIZENS FS & LA | COVINGTON | OTS | Oct 2008 | Satisfactory |
| RICHMOND BANK AND TRUST COMPANY | RICHMOND | FDIC | Oct 1995 | Outstanding |
| FUTURE FEDERAL SAVINGS BANK | LOUISVILLE | OTS | Aug 1990 | Satisfactory |
| KENTUCKY FS & LA | COVINGTON | OTS | May 2009 | Satisfactory |
| STAR BANK, N.A. KENTUCKY | COVINGTON | OCC | Jun 1993 | Satisfactory |
| KENTUCKY BANK | PARIS | FDIC | Dec 2019 | Satisfactory |
| FIRST SECURITY BANK & TRUST COMPANY OF MADISON COUNTY | RICHMOND | FDIC | Mar 1992 | Satisfactory |
| JESSAMINE FIRST FS & LA | NICHOLASVILLE | OTS | Aug 1994 | Satisfactory |
| FIRST SECURITY NATIONAL BANK | LEXINGTON | OCC | May 1991 | Satisfactory |
| FIRST FEDERAL BANK FOR SAVINGS | COVINGTON | OTS | Jan 1993 | Satisfactory |
| LEXINGTON FEDERAL SAVINGS BANK | LEXINGTON | OTS | Jan 1995 | Satisfactory |
| FIRST SOUTHERN NATIONAL BANK | LANCASTER | OCC | Jul 2024 | Satisfactory |