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UNITED COMMUNITY BANK OF WEST KENTUCKY, INC.

MORGANFIELD, KY · Supervised by FDIC

Est. 2001FDIC #57,301RSSD: FDIC-57301
Satisfactory

Current rating · Exam: June 2023

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Institution Profile

FDIC BankFind

Address

500 N Morgan St, MORGANFIELD, KY

County

Union County

Established

December 10, 2001

Total Assets

$529M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$529M

Total Deposits

$457M

Net Loans

$330M

Net Income

$2M

ROA

1.48%

ROE

18.27%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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