Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
CITIZENS BANK
SHARPSBURG · FDIC · Sep 1999
SatisfactoryBANK OF JAMESTOWN
JAMESTOWN · FDIC · Oct 2025
SatisfactoryBANK OF COLUMBIA
COLUMBIA · FDIC · Dec 2024
SatisfactorySOUTH CENTRAL BANK, INC.
GLASGOW · FDIC · Aug 2025
SatisfactoryFIRST & PEOPLES BANK AND TRUST COMPANY
RUSSELL · FDIC · Nov 2021
SatisfactorySOUTH CENTRAL BANK OF MONROE COUNTY
TOMPKINSVILLE · FDIC · Jan 2012
SatisfactoryDIXON BANK
DIXON · FDIC · Jan 2019
SatisfactoryMAGNOLIA BANK, INCORPORATED
ELIZABETHTOWN · FDIC · Feb 2024
SatisfactoryBANK OF OHIO COUNTY, INC.
DUNDEE · FDIC · Oct 2009
SatisfactoryPBK BANK, INC.
STANFORD · FDIC · Jul 2025
SatisfactoryTRIGG COUNTY FARMERS BANK
CADIZ · FDIC · Oct 1999
SatisfactoryINEZ DEPOSIT BANK
INEZ · FDIC · Mar 2017
SatisfactoryFIRST KENTUCKY BANK
STURGIS · FDIC · Jan 1999
SatisfactoryTHE CECILIAN BANK
CECILIA · FDIC · Dec 2024
SatisfactoryKENTUCKY STATE BANK OF SCOTTSVILLE, KENTUCKY
SCOTTSVILLE · FDIC · Jul 1992
SatisfactoryTHE CITIZENS BANK
HICKMAN · FDIC · Aug 2023
SatisfactoryOWINGSVILLE BANKING COMPANY
OWINGSVILLE · FDIC · Sep 2020
SatisfactoryEAGLE BANK, INC.
WILLIAMSTOWN · FDIC · Feb 2003
SatisfactoryCOMMONWEALTH BANK AND TRUST COMPANY
LOUISVILLE · FDIC · Dec 2018
SatisfactoryUNITED SOUTHERN BANK
HOPKINSVILLE · FDIC · Mar 2018
SatisfactoryPEOPLES BANK
MOREHEAD · FDIC · Apr 2002
SatisfactoryTHE FIFTH THIRD BANK OF NORTHERN KENTUCKY, INC.
COVINGTON · FDIC · Aug 1993
SatisfactoryFARMERS DEPOSIT BANK
EMINENCE · FDIC · Jun 2008
SatisfactoryGRANT COUNTY DEPOSIT BANK
WILLIAMSTOWN · FDIC · Jun 2014
SatisfactoryLIMESTONE BANK, INC.
LOUISVILLE · FDIC · Oct 2021
SatisfactoryEDMONTON STATE BANK
GLASGOW · FDIC · Oct 2025
SatisfactoryFREDONIA VALLEY BANK
FREDONIA · FDIC · Jun 2025
SatisfactoryTHE FARMERS BANK AND TRUST COMPANY OF GEORGETOWN, KENTUCKY
GEORGETOWN · FDIC · Sep 2006
SatisfactoryCOMMUNITY FIRST BANK OF KENTUCKY
WARSAW · FDIC · Aug 1997
OutstandingCUMBERLAND SECURITY BANK, INC.
SOMERSET · FDIC · May 2021
SatisfactoryTHE KENTUCKY BANK & TRUST COMPANY
MADISONVILLE · FDIC · Jan 1991
SatisfactoryBEDFORD LOAN & DEPOSIT BANK
BEDFORD · FDIC · Aug 2025
OutstandingCITIZENS DEPOSIT BANK & TRUST
VANCEBURG · FDIC · Sep 2018
SatisfactoryCITIZENS FIDELITY BANK AND TRUST COMPANY OLDHAM COUNTY
LA GRANGE · FDIC · Jun 1990
SatisfactoryWEST POINT BANK
RADCLIFF · FDIC · Aug 2025
SatisfactoryFARMERS BANK AND TRUST COMPANY
MARION · FDIC · Dec 2025
SatisfactoryFIRST CITY BANK AND TRUST COMPANY
HOPKINSVILLE · FDIC · May 2000
SatisfactoryFIRST STATE BANK
IRVINGTON · FDIC · Oct 2024
SatisfactoryTHE FORT THOMAS-BELLEVUE BANK
FORT THOMAS · FDIC · Dec 1990
SatisfactoryTHE FARMERS BANK
HARDINSBURG · FDIC · Oct 1997
OutstandingBANK OF MURRAY
MURRAY · FDIC · Dec 1992
SatisfactoryBANK OF GERMANTOWN
GERMANTOWN · FDIC · Feb 2003
SatisfactoryTHE JEFFERSON BANKING COMPANY
LOUISVILLE · FDIC · Mar 1999
SatisfactoryTHE EXCHANGE BANK OF KENTUCKY
MOUNT STERLING · FDIC · Apr 1995
SatisfactoryFIRST COMMUNITY BANK OF THE HEARTLAND, INC.
CLINTON · FDIC · Nov 2025
SatisfactoryCITIZENS BANK & TRUST COMPANY
CAMPBELLSVILLE · FDIC · Sep 2022
SatisfactoryTAYLOR COUNTY BANK
CAMPBELLSVILLE · FDIC · Feb 2025
SatisfactoryFARMERS-DEPOSIT BANK
FLEMINGSBURG · FDIC · Aug 1996
SatisfactoryTHE PADUCAH BANK AND TRUST COMPANY
PADUCAH · FDIC · Jul 2011
SatisfactoryUNITED CITIZENS BANK & TRUST COMPANY
CAMPBELLSBURG · FDIC · Sep 2025
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| CITIZENS BANK | SHARPSBURG | FDIC | Sep 1999 | Satisfactory |
| BANK OF JAMESTOWN | JAMESTOWN | FDIC | Oct 2025 | Satisfactory |
| BANK OF COLUMBIA | COLUMBIA | FDIC | Dec 2024 | Satisfactory |
| SOUTH CENTRAL BANK, INC. | GLASGOW | FDIC | Aug 2025 | Satisfactory |
| FIRST & PEOPLES BANK AND TRUST COMPANY | RUSSELL | FDIC | Nov 2021 | Satisfactory |
| SOUTH CENTRAL BANK OF MONROE COUNTY | TOMPKINSVILLE | FDIC | Jan 2012 | Satisfactory |
| DIXON BANK | DIXON | FDIC | Jan 2019 | Satisfactory |
| MAGNOLIA BANK, INCORPORATED | ELIZABETHTOWN | FDIC | Feb 2024 | Satisfactory |
| BANK OF OHIO COUNTY, INC. | DUNDEE | FDIC | Oct 2009 | Satisfactory |
| PBK BANK, INC. | STANFORD | FDIC | Jul 2025 | Satisfactory |
| TRIGG COUNTY FARMERS BANK | CADIZ | FDIC | Oct 1999 | Satisfactory |
| INEZ DEPOSIT BANK | INEZ | FDIC | Mar 2017 | Satisfactory |
| FIRST KENTUCKY BANK | STURGIS | FDIC | Jan 1999 | Satisfactory |
| THE CECILIAN BANK | CECILIA | FDIC | Dec 2024 | Satisfactory |
| KENTUCKY STATE BANK OF SCOTTSVILLE, KENTUCKY | SCOTTSVILLE | FDIC | Jul 1992 | Satisfactory |
| THE CITIZENS BANK | HICKMAN | FDIC | Aug 2023 | Satisfactory |
| OWINGSVILLE BANKING COMPANY | OWINGSVILLE | FDIC | Sep 2020 | Satisfactory |
| EAGLE BANK, INC. | WILLIAMSTOWN | FDIC | Feb 2003 | Satisfactory |
| COMMONWEALTH BANK AND TRUST COMPANY | LOUISVILLE | FDIC | Dec 2018 | Satisfactory |
| UNITED SOUTHERN BANK | HOPKINSVILLE | FDIC | Mar 2018 | Satisfactory |
| PEOPLES BANK | MOREHEAD | FDIC | Apr 2002 | Satisfactory |
| THE FIFTH THIRD BANK OF NORTHERN KENTUCKY, INC. | COVINGTON | FDIC | Aug 1993 | Satisfactory |
| FARMERS DEPOSIT BANK | EMINENCE | FDIC | Jun 2008 | Satisfactory |
| GRANT COUNTY DEPOSIT BANK | WILLIAMSTOWN | FDIC | Jun 2014 | Satisfactory |
| LIMESTONE BANK, INC. | LOUISVILLE | FDIC | Oct 2021 | Satisfactory |
| EDMONTON STATE BANK | GLASGOW | FDIC | Oct 2025 | Satisfactory |
| FREDONIA VALLEY BANK | FREDONIA | FDIC | Jun 2025 | Satisfactory |
| THE FARMERS BANK AND TRUST COMPANY OF GEORGETOWN, KENTUCKY | GEORGETOWN | FDIC | Sep 2006 | Satisfactory |
| COMMUNITY FIRST BANK OF KENTUCKY | WARSAW | FDIC | Aug 1997 | Outstanding |
| CUMBERLAND SECURITY BANK, INC. | SOMERSET | FDIC | May 2021 | Satisfactory |
| THE KENTUCKY BANK & TRUST COMPANY | MADISONVILLE | FDIC | Jan 1991 | Satisfactory |
| BEDFORD LOAN & DEPOSIT BANK | BEDFORD | FDIC | Aug 2025 | Outstanding |
| CITIZENS DEPOSIT BANK & TRUST | VANCEBURG | FDIC | Sep 2018 | Satisfactory |
| CITIZENS FIDELITY BANK AND TRUST COMPANY OLDHAM COUNTY | LA GRANGE | FDIC | Jun 1990 | Satisfactory |
| WEST POINT BANK | RADCLIFF | FDIC | Aug 2025 | Satisfactory |
| FARMERS BANK AND TRUST COMPANY | MARION | FDIC | Dec 2025 | Satisfactory |
| FIRST CITY BANK AND TRUST COMPANY | HOPKINSVILLE | FDIC | May 2000 | Satisfactory |
| FIRST STATE BANK | IRVINGTON | FDIC | Oct 2024 | Satisfactory |
| THE FORT THOMAS-BELLEVUE BANK | FORT THOMAS | FDIC | Dec 1990 | Satisfactory |
| THE FARMERS BANK | HARDINSBURG | FDIC | Oct 1997 | Outstanding |
| BANK OF MURRAY | MURRAY | FDIC | Dec 1992 | Satisfactory |
| BANK OF GERMANTOWN | GERMANTOWN | FDIC | Feb 2003 | Satisfactory |
| THE JEFFERSON BANKING COMPANY | LOUISVILLE | FDIC | Mar 1999 | Satisfactory |
| THE EXCHANGE BANK OF KENTUCKY | MOUNT STERLING | FDIC | Apr 1995 | Satisfactory |
| FIRST COMMUNITY BANK OF THE HEARTLAND, INC. | CLINTON | FDIC | Nov 2025 | Satisfactory |
| CITIZENS BANK & TRUST COMPANY | CAMPBELLSVILLE | FDIC | Sep 2022 | Satisfactory |
| TAYLOR COUNTY BANK | CAMPBELLSVILLE | FDIC | Feb 2025 | Satisfactory |
| FARMERS-DEPOSIT BANK | FLEMINGSBURG | FDIC | Aug 1996 | Satisfactory |
| THE PADUCAH BANK AND TRUST COMPANY | PADUCAH | FDIC | Jul 2011 | Satisfactory |
| UNITED CITIZENS BANK & TRUST COMPANY | CAMPBELLSBURG | FDIC | Sep 2025 | Outstanding |