This institution is no longer active

Operations ceased on June 11, 2005. CRA examination history below reflects the period it was active.

HERITAGE COMMUNITY BANK

DANVILLE, KY · Supervised by FDIC

Est. 1997FDIC #34,398RSSD: FDIC-34398

Satisfactory

Current rating · Exam: July 2004

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Institution Profile

FDIC BankFind

Address

220 West Main Street, DANVILLE, KY

County

Boyle County

Established

July 17, 1997

Total Assets

$95M(latest call report)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$95M

Total Deposits

$70M

Net Loans

$80M

Net Income

$190K

ROA

0.77%

ROE

8.23%

Risk-Based Capital

13.43%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1999

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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