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HERITAGE BANK, INC.

ERLANGER, KY · Supervised by FDIC

Est. 1990FDIC #33,119RSSD: FDIC-33119
Satisfactory

Current rating · Exam: April 2024

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Institution Profile

FDIC BankFind

Address

1818 Florence Pike, ERLANGER, KY

County

Boone County

Established

September 4, 1990

Total Assets

$2.0B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.0B

Total Deposits

$1.8B

Net Loans

$1.3B

Net Income

$5M

ROA

1.00%

ROE

15.11%

Risk-Based Capital

12.57%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

11 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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