Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
CYPRESS BANK, SSB
PITTSBURG · FDIC · Jun 2025
SatisfactoryCENTRAL BK
HOUSTON · FRB · Apr 2024
SatisfactoryANGELINA SAVINGS BANK, SSB
LUFKIN · FDIC · Apr 2023
SatisfactoryBALCONES BANK, S.S.B.
SAN MARCOS · FDIC · Oct 1999
OutstandingSHELBY SAVINGS BANK, SSB
CENTER · FDIC · Aug 2023
SatisfactoryLIBERTY BANK, SSB
AUSTIN · FDIC · Apr 2004
SatisfactoryHORIZON BANK & TRUST, SSB
AUSTIN · FDIC · Mar 1996
OutstandingBUCHEL BANK AND TRUST COMPANY
CUERO · FDIC · Jan 1991
SatisfactoryWESTERN BANK & TRUST
DUNCANVILLE · FDIC · Feb 2003
SatisfactoryTEXAS FIRST STATE BANK
RIESEL · FDIC · Sep 2017
SatisfactoryWORLD SAVINGS BANK, SSB
AUSTIN · FDIC · Feb 2000
SatisfactoryTEXAS CAPITAL BANK
DALLAS · FDIC · Feb 2024
SatisfactoryCITIZENS STATE BANK
BUFFALO · FDIC · Aug 2023
SatisfactoryKEYSTONE BANK, SSB
AUSTIN · FDIC · Jun 2023
SatisfactoryTHE TRUST COMPANY
SAN ANTONIO · FDIC · Jul 2010
SatisfactorySTAR BANK OF TEXAS
LAKE WORTH · FDIC · Jul 2010
SatisfactoryCITIZENS STATE BANK
MILES · FDIC · Apr 2025
SatisfactoryTXN BK
HONDO · FRB · Jun 2025
SatisfactoryCAPITAL BANK, SSB
EL PASO · FDIC · Aug 2011
SatisfactoryHBANK TEXAS
GRAPEVINE · FDIC · Jul 2012
SatisfactoryHOUSTON COMMERCIAL BANK
HOUSTON · FDIC · Dec 2002
SatisfactoryMAINLAND BANK
TEXAS CITY · FDIC · Oct 2015
SatisfactoryLIVE OAK STATE BANK
DALLAS · FDIC · Oct 2013
SatisfactoryCITIZENS BANK
KILGORE · FDIC · Sep 2023
SatisfactoryCITIZENS STATE BANK
SEALY · FDIC · Feb 2026
SatisfactoryFIRST BANK
KATY · FDIC · Mar 1995
SatisfactorySOUTHWEST BANK
ODESSA · FDIC · Jul 2024
SatisfactoryBANCCENTRAL
AMARILLO · FDIC · Jun 1991
SatisfactoryCENTRAL BANK AND TRUST
FORT WORTH · FDIC · Oct 1996
SatisfactoryCOLEMAN COUNTY STATE BANK
COLEMAN · FDIC · Jan 2026
SatisfactoryTOWN CENTER BANK
COPPELL · FDIC · Nov 2006
SatisfactoryHARMONY BANK
DALLAS · FDIC · Jul 2025
SatisfactoryINDEPENDENT BANK OF AUSTIN, SSB
LAKEWAY · FDIC · Sep 2007
SatisfactoryTEXAS LEADERSHIP BANK
ROYSE CITY · FDIC · May 2012
SatisfactorySECURITY STATE BANK & TRUST
FREDERICKSBURG · FDIC · May 2023
SatisfactoryTHE FIRST STATE BANK
JASPER · FDIC · Oct 1997
SatisfactoryVISION BANK - TEXAS
RICHARDSON · FDIC · Jul 2012
SatisfactoryTEXAS PARTNERS BANK
SAN ANTONIO · FDIC · Jul 2024
SatisfactoryPROVIDENCE BANK OF TEXAS, SSB
SOUTHLAKE · FDIC · Mar 2021
SatisfactoryPIONEER BANK, SSB
AUSTIN · FDIC · Jun 2019
SatisfactoryJOURDANTON STATE BANK
JOURDANTON · FDIC · May 2016
SatisfactoryAUSTIN COUNTY STATE BANK
BELLVILLE · FDIC · Dec 2024
SatisfactoryMARION STATE BANK
MARION · FDIC · Sep 2020
SatisfactoryMEMORIAL CITY BANK
HOUSTON · FDIC · Jun 2013
SatisfactoryCOLLIN BANK
PLANO · FDIC · Jul 2013
SatisfactoryFOUNDERS BANK, SSB
SUGAR LAND · FDIC · Jun 2010
SatisfactorySEAPORT BANK
SEADRIFT · FDIC · Jul 2004
SatisfactoryTHE BANK OF AUSTIN
AUSTIN · FDIC · Jan 2020
SatisfactoryR BANK
ROUND ROCK · FDIC · Mar 2024
SatisfactoryLONE STAR BK
HOUSTON · FRB · Sep 2000
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| CYPRESS BANK, SSB | PITTSBURG | FDIC | Jun 2025 | Satisfactory |
| CENTRAL BK | HOUSTON | FRB | Apr 2024 | Satisfactory |
| ANGELINA SAVINGS BANK, SSB | LUFKIN | FDIC | Apr 2023 | Satisfactory |
| BALCONES BANK, S.S.B. | SAN MARCOS | FDIC | Oct 1999 | Outstanding |
| SHELBY SAVINGS BANK, SSB | CENTER | FDIC | Aug 2023 | Satisfactory |
| LIBERTY BANK, SSB | AUSTIN | FDIC | Apr 2004 | Satisfactory |
| HORIZON BANK & TRUST, SSB | AUSTIN | FDIC | Mar 1996 | Outstanding |
| BUCHEL BANK AND TRUST COMPANY | CUERO | FDIC | Jan 1991 | Satisfactory |
| WESTERN BANK & TRUST | DUNCANVILLE | FDIC | Feb 2003 | Satisfactory |
| TEXAS FIRST STATE BANK | RIESEL | FDIC | Sep 2017 | Satisfactory |
| WORLD SAVINGS BANK, SSB | AUSTIN | FDIC | Feb 2000 | Satisfactory |
| TEXAS CAPITAL BANK | DALLAS | FDIC | Feb 2024 | Satisfactory |
| CITIZENS STATE BANK | BUFFALO | FDIC | Aug 2023 | Satisfactory |
| KEYSTONE BANK, SSB | AUSTIN | FDIC | Jun 2023 | Satisfactory |
| THE TRUST COMPANY | SAN ANTONIO | FDIC | Jul 2010 | Satisfactory |
| STAR BANK OF TEXAS | LAKE WORTH | FDIC | Jul 2010 | Satisfactory |
| CITIZENS STATE BANK | MILES | FDIC | Apr 2025 | Satisfactory |
| TXN BK | HONDO | FRB | Jun 2025 | Satisfactory |
| CAPITAL BANK, SSB | EL PASO | FDIC | Aug 2011 | Satisfactory |
| HBANK TEXAS | GRAPEVINE | FDIC | Jul 2012 | Satisfactory |
| HOUSTON COMMERCIAL BANK | HOUSTON | FDIC | Dec 2002 | Satisfactory |
| MAINLAND BANK | TEXAS CITY | FDIC | Oct 2015 | Satisfactory |
| LIVE OAK STATE BANK | DALLAS | FDIC | Oct 2013 | Satisfactory |
| CITIZENS BANK | KILGORE | FDIC | Sep 2023 | Satisfactory |
| CITIZENS STATE BANK | SEALY | FDIC | Feb 2026 | Satisfactory |
| FIRST BANK | KATY | FDIC | Mar 1995 | Satisfactory |
| SOUTHWEST BANK | ODESSA | FDIC | Jul 2024 | Satisfactory |
| BANCCENTRAL | AMARILLO | FDIC | Jun 1991 | Satisfactory |
| CENTRAL BANK AND TRUST | FORT WORTH | FDIC | Oct 1996 | Satisfactory |
| COLEMAN COUNTY STATE BANK | COLEMAN | FDIC | Jan 2026 | Satisfactory |
| TOWN CENTER BANK | COPPELL | FDIC | Nov 2006 | Satisfactory |
| HARMONY BANK | DALLAS | FDIC | Jul 2025 | Satisfactory |
| INDEPENDENT BANK OF AUSTIN, SSB | LAKEWAY | FDIC | Sep 2007 | Satisfactory |
| TEXAS LEADERSHIP BANK | ROYSE CITY | FDIC | May 2012 | Satisfactory |
| SECURITY STATE BANK & TRUST | FREDERICKSBURG | FDIC | May 2023 | Satisfactory |
| THE FIRST STATE BANK | JASPER | FDIC | Oct 1997 | Satisfactory |
| VISION BANK - TEXAS | RICHARDSON | FDIC | Jul 2012 | Satisfactory |
| TEXAS PARTNERS BANK | SAN ANTONIO | FDIC | Jul 2024 | Satisfactory |
| PROVIDENCE BANK OF TEXAS, SSB | SOUTHLAKE | FDIC | Mar 2021 | Satisfactory |
| PIONEER BANK, SSB | AUSTIN | FDIC | Jun 2019 | Satisfactory |
| JOURDANTON STATE BANK | JOURDANTON | FDIC | May 2016 | Satisfactory |
| AUSTIN COUNTY STATE BANK | BELLVILLE | FDIC | Dec 2024 | Satisfactory |
| MARION STATE BANK | MARION | FDIC | Sep 2020 | Satisfactory |
| MEMORIAL CITY BANK | HOUSTON | FDIC | Jun 2013 | Satisfactory |
| COLLIN BANK | PLANO | FDIC | Jul 2013 | Satisfactory |
| FOUNDERS BANK, SSB | SUGAR LAND | FDIC | Jun 2010 | Satisfactory |
| SEAPORT BANK | SEADRIFT | FDIC | Jul 2004 | Satisfactory |
| THE BANK OF AUSTIN | AUSTIN | FDIC | Jan 2020 | Satisfactory |
| R BANK | ROUND ROCK | FDIC | Mar 2024 | Satisfactory |
| LONE STAR BK | HOUSTON | FRB | Sep 2000 | Satisfactory |