Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FIRST TEXOMA BANK
SHERMAN · FDIC · Oct 2002
SatisfactorySECURITY BK
ARLINGTON · FRB · Jan 1997
SatisfactorySUN BK
SUNRAY · FRB · Apr 2003
SatisfactoryVAN HORN ST BK
VAN HORN · FRB · Oct 1999
OutstandingCITIZENS B&TC OF BAYTOWN TX
BAYTOWN · FRB · May 2000
SatisfactoryFIRST ST BK
MINERAL WELLS · FRB · Jan 2012
SatisfactoryFIRST BK
BURKBURNETT · FRB · May 2008
SatisfactoryCITIZENS BK
SLATON · FRB · Mar 2009
SatisfactoryUNITED CENTRAL BK
GARLAND · FRB · Feb 2003
SatisfactoryFIRST BK
SNOOK · FRB · Apr 2005
OutstandingAMERICAN ST BK
ARP · FRB · Jan 2026
SatisfactoryCOMMUNITY BK
FORT WORTH · FRB · Sep 2013
SatisfactoryTEXAS STAR BK
VAN ALSTYNE · FRB · Jul 2017
SatisfactoryFIRST ST BK
BRACKETTVILLE · FRB · Mar 1996
SatisfactoryUNITED B&TC
ABILENE · FRB · Dec 1996
SatisfactoryCIERA BK
GRAHAM · FRB · Apr 2025
SatisfactorySANGER BK
SANGER · FRB · Nov 2022
SatisfactoryNORWEST BK TX
ALICE · FRB · Apr 1996
SatisfactoryBOC BK
MCLEAN · FRB · Apr 2023
SatisfactoryCOMMERCIAL ST BK
ANDREWS · FRB · Jan 2018
Needs to ImproveFIRST ST BK
MATADOR · FRB · Jan 2005
SatisfactoryMASON BK
MASON · FRB · Jun 2023
SatisfactoryWELLINGTON ST BK
WELLINGTON · FRB · Oct 2023
SatisfactoryMENARD BK
MENARD · FRB · Feb 2021
OutstandingTEXAS RGNL BK
HARLINGEN · FRB · Jan 2025
SatisfactoryFIRST B&T
SEYMOUR · FRB · Sep 2019
SatisfactoryFIRST ST BK
GRANGER · FRB · May 2007
SatisfactorySILSBEE ST BK
SILSBEE · FRB · Apr 1997
SatisfactoryFNB WEST TX
PLAINVIEW · FRB · Oct 2001
SatisfactorySOUTHWEST BK
FORT WORTH · FRB · Apr 2016
SatisfactoryRIVERBEND BK
FORT WORTH · FRB · Jan 2003
SatisfactoryFIRST ST BK
GAINESVILLE · FRB · Jul 2023
SatisfactoryLANDMARK BK
EULESS · FRB · Feb 1999
SatisfactoryHAPPY ST BK
HAPPY · FRB · Jun 2019
OutstandingTRADITION BK
HOUSTON · FRB · Apr 2012
SatisfactoryFIRST FNCL BK
ABILENE · FRB · Jun 2024
OutstandingTEXAS FIRST BK
TEXAS CITY · FRB · May 2024
SatisfactoryTEXASBANK
FORT WORTH · FRB · Oct 2003
SatisfactoryMEMPHIS ST BK
MEMPHIS · FRB · Jul 2011
SatisfactoryAVANA BK
ABILENE · FRB · Dec 2025
SatisfactoryMIDLAND AMER BK
MIDLAND · FRB · Nov 1997
SatisfactoryTEXAS CMNTY BK
LAREDO · FRB · Nov 2025
SatisfactoryBANK OF TROY
TROY · FRB · Sep 1997
SatisfactoryFIRST B&TC
DAWSON · FRB · May 2011
SatisfactoryFALCON INTL BK
LAREDO · FRB · Oct 2001
SatisfactoryHERITAGE BK
PEARLAND · FRB · Apr 2015
SatisfactoryFIRST ST BK
JUNCTION · FRB · Feb 2024
SatisfactoryBANK & TR SSB
DEL RIO · FRB · Mar 2025
SatisfactoryFIRST LIBERTY BK
LIBERTY · FRB · Dec 2024
OutstandingPLAINSCAPITAL BK
UNIVERSITY PARK · FRB · Mar 2024
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST TEXOMA BANK | SHERMAN | FDIC | Oct 2002 | Satisfactory |
| SECURITY BK | ARLINGTON | FRB | Jan 1997 | Satisfactory |
| SUN BK | SUNRAY | FRB | Apr 2003 | Satisfactory |
| VAN HORN ST BK | VAN HORN | FRB | Oct 1999 | Outstanding |
| CITIZENS B&TC OF BAYTOWN TX | BAYTOWN | FRB | May 2000 | Satisfactory |
| FIRST ST BK | MINERAL WELLS | FRB | Jan 2012 | Satisfactory |
| FIRST BK | BURKBURNETT | FRB | May 2008 | Satisfactory |
| CITIZENS BK | SLATON | FRB | Mar 2009 | Satisfactory |
| UNITED CENTRAL BK | GARLAND | FRB | Feb 2003 | Satisfactory |
| FIRST BK | SNOOK | FRB | Apr 2005 | Outstanding |
| AMERICAN ST BK | ARP | FRB | Jan 2026 | Satisfactory |
| COMMUNITY BK | FORT WORTH | FRB | Sep 2013 | Satisfactory |
| TEXAS STAR BK | VAN ALSTYNE | FRB | Jul 2017 | Satisfactory |
| FIRST ST BK | BRACKETTVILLE | FRB | Mar 1996 | Satisfactory |
| UNITED B&TC | ABILENE | FRB | Dec 1996 | Satisfactory |
| CIERA BK | GRAHAM | FRB | Apr 2025 | Satisfactory |
| SANGER BK | SANGER | FRB | Nov 2022 | Satisfactory |
| NORWEST BK TX | ALICE | FRB | Apr 1996 | Satisfactory |
| BOC BK | MCLEAN | FRB | Apr 2023 | Satisfactory |
| COMMERCIAL ST BK | ANDREWS | FRB | Jan 2018 | Needs to Improve |
| FIRST ST BK | MATADOR | FRB | Jan 2005 | Satisfactory |
| MASON BK | MASON | FRB | Jun 2023 | Satisfactory |
| WELLINGTON ST BK | WELLINGTON | FRB | Oct 2023 | Satisfactory |
| MENARD BK | MENARD | FRB | Feb 2021 | Outstanding |
| TEXAS RGNL BK | HARLINGEN | FRB | Jan 2025 | Satisfactory |
| FIRST B&T | SEYMOUR | FRB | Sep 2019 | Satisfactory |
| FIRST ST BK | GRANGER | FRB | May 2007 | Satisfactory |
| SILSBEE ST BK | SILSBEE | FRB | Apr 1997 | Satisfactory |
| FNB WEST TX | PLAINVIEW | FRB | Oct 2001 | Satisfactory |
| SOUTHWEST BK | FORT WORTH | FRB | Apr 2016 | Satisfactory |
| RIVERBEND BK | FORT WORTH | FRB | Jan 2003 | Satisfactory |
| FIRST ST BK | GAINESVILLE | FRB | Jul 2023 | Satisfactory |
| LANDMARK BK | EULESS | FRB | Feb 1999 | Satisfactory |
| HAPPY ST BK | HAPPY | FRB | Jun 2019 | Outstanding |
| TRADITION BK | HOUSTON | FRB | Apr 2012 | Satisfactory |
| FIRST FNCL BK | ABILENE | FRB | Jun 2024 | Outstanding |
| TEXAS FIRST BK | TEXAS CITY | FRB | May 2024 | Satisfactory |
| TEXASBANK | FORT WORTH | FRB | Oct 2003 | Satisfactory |
| MEMPHIS ST BK | MEMPHIS | FRB | Jul 2011 | Satisfactory |
| AVANA BK | ABILENE | FRB | Dec 2025 | Satisfactory |
| MIDLAND AMER BK | MIDLAND | FRB | Nov 1997 | Satisfactory |
| TEXAS CMNTY BK | LAREDO | FRB | Nov 2025 | Satisfactory |
| BANK OF TROY | TROY | FRB | Sep 1997 | Satisfactory |
| FIRST B&TC | DAWSON | FRB | May 2011 | Satisfactory |
| FALCON INTL BK | LAREDO | FRB | Oct 2001 | Satisfactory |
| HERITAGE BK | PEARLAND | FRB | Apr 2015 | Satisfactory |
| FIRST ST BK | JUNCTION | FRB | Feb 2024 | Satisfactory |
| BANK & TR SSB | DEL RIO | FRB | Mar 2025 | Satisfactory |
| FIRST LIBERTY BK | LIBERTY | FRB | Dec 2024 | Outstanding |
| PLAINSCAPITAL BK | UNIVERSITY PARK | FRB | Mar 2024 | Satisfactory |