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CITIZENS STATE BANK

SEALY, TX · Supervised by FDIC

Est. 1907FDIC #17,214RSSD: FDIC-17214
Satisfactory

Current rating · Exam: February 2026

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Institution Profile

FDIC BankFind

Address

222 Main St, SEALY, TX

County

Austin County

Established

August 12, 1907

Total Assets

$508M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$508M

Total Deposits

$458M

Net Loans

$293M

Net Income

$2M

ROA

1.38%

ROE

15.58%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2026

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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