Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
D'HANIS STATE BANK
ClosedHONDO, TX · FDIC · Mar 2014
SatisfactoryFIRST STATE BANK, HUBBARD, TEXAS
ClosedHUBBARD, TX · FDIC · Apr 1995
SatisfactoryFIRST STATE BANK OF BURNET
BURNET, TX · FDIC · Sep 2022
SatisfactoryFIRST STATE BANK AND TRUST COMPANY
CARTHAGE, TX · FDIC · Nov 2024
SatisfactoryNBC BANK - ROCKDALE
ClosedROCKDALE, TX · FDIC · Feb 1998
SatisfactorySANDERSON STATE BANK
ClosedSANDERSON, TX · FDIC · Feb 2008
SatisfactoryCHAPPELL HILL BANK
CHAPPELL HILL, TX · FDIC · Apr 2022
SatisfactoryFIRST STATE BANK
ClosedWEIMAR, TX · FDIC · Jul 1990
SatisfactorySTATE BANK & TRUST OF SEGUIN, TEXAS
ClosedSEGUIN, TX · FDIC · Oct 2001
SatisfactoryTHE FARMERS NATIONAL BANK OF SEYMOUR
ClosedSEYMOUR, TX · OCC · Oct 2007
SatisfactoryTHE FIRST NATIONAL BANK OF EAGLE LAKE
EAGLE LAKE, TX · OCC · Apr 2024
SatisfactoryFIRST STATE BANK OF MARLIN
ClosedMARLIN, TX · FDIC · Aug 1990
SatisfactoryCOMMUNITY TRUST BANK OF TEXAS
ClosedDALLAS, TX · FDIC · Jun 2010
SatisfactoryFIRST CITY, TEXAS - SOUR LAKE
ClosedSOUR LAKE, TX · FDIC · Sep 1991
OutstandingDOMINION BANK
DALLAS, TX · FDIC · Dec 2023
SatisfactoryFIRST TEXAS BANK
GEORGETOWN, TX · FDIC · Jun 2025
SatisfactoryGUARANTY BOND BANK
ClosedMOUNT PLEASANT, TX · FDIC · May 2011
SatisfactoryCENDERA BANK, NATIONAL ASSOCIATION
BELLS, TX · OCC · Oct 2021
SatisfactoryCENTRE SAVINGS ASSOCIATION
ClosedARLINGTON, TX · OTS · Aug 1990
Needs to ImproveSECURITY BANK
ClosedIDALOU, TX · FDIC · Oct 1999
OutstandingCITIZENS STATE BANK OF FROST
ClosedFROST, TX · FDIC · Oct 1992
SatisfactorySECURITY STATE BANK
ClosedLITTLEFIELD, TX · FDIC · Dec 2013
SatisfactoryFIRST STATE BANK
SPEARMAN, TX · FDIC · Jan 2025
SatisfactoryUSAA FEDERAL SAVINGS BANK
SAN ANTONIO, TX · OTS · Feb 2011
OutstandingALLIED HOUSTON BANK
ClosedHOUSTON, TX · OTS · Dec 2002
OutstandingFIRST STATE BANK
ClosedBANDERA, TX · FDIC · Jan 1995
OutstandingSABINAL BANK
ClosedSABINAL, TX · FDIC · Jan 1991
Needs to ImproveTOLLESON PRIVATE BANK
DALLAS, TX · FDIC · Apr 2025
SatisfactoryJEFFERSON BANK
ClosedDALLAS, TX · FDIC · Mar 2006
SatisfactoryCORNERSTONE CAPITAL BANK, SSB
HOUSTON, TX · FDIC · Jan 2026
SatisfactoryCITADEL BANK
ClosedWILLIS, TX · FDIC · Dec 1990
SatisfactoryMULESHOE STATE BANK
ClosedMULESHOE, TX · FDIC · Jan 2016
SatisfactoryTHE DONLEY COUNTY STATE BANK
CLARENDON, TX · FDIC · Jul 2025
SatisfactoryTEXAS HERITAGE BANK
ClosedBOERNE, TX · FDIC · Apr 2024
SatisfactoryAUSTIN CAPITAL BANK SSB
AUSTIN, TX · FDIC · Aug 2022
SatisfactoryFIRST STATE BANK AND TRUST COMPANY
ClosedPORT LAVACA, TX · FDIC · Dec 1992
SatisfactoryTHE COWBOY BANK OF TEXAS
MAYPEARL, TX · FDIC · Nov 2021
SatisfactoryFIRST STATE BANK
ClosedRIO VISTA, TX · FDIC · Jun 1997
OutstandingTHE WINTERS STATE BANK
ClosedWINTERS, TX · FDIC · Jun 1993
SatisfactoryCOLUMBUS STATE BANK
COLUMBUS, TX · FDIC · Jun 2025
Needs to ImproveTHE BANK & TRUST OF BRYAN/COLLEGE STATION
ClosedBRYAN, TX · FDIC · May 2017
SatisfactorySOUTHSTAR BANK, S.S.B.
MOULTON, TX · FDIC · Feb 2026
SatisfactoryTHE FIRST NATIONAL BANK OF STANTON
STANTON, TX · OCC · Aug 2023
SatisfactoryCHARIS BANK
ClosedJUSTIN, TX · FDIC · Mar 2020
SatisfactoryTHE FIRST STATE BANK
ClosedAVINGER, TX · FDIC · Jun 2008
SatisfactoryTHE FIRST STATE BANK
COLUMBUS, TX · FDIC · May 2025
SatisfactoryFIDELITY SAVINGS-AUSTIN, FA
ClosedAUSTIN, TX · OTS · Sep 1990
SatisfactoryFIRST STATE BANK OF BEN WHEELER, TEXAS
BEN WHEELER, TX · FDIC · Jul 2023
SatisfactoryAUSTIN COUNTY STATE BANK
ClosedBELLVILLE, TX · FDIC · Feb 1999
SatisfactoryTHE EXPRESS BANK OF TEXAS
ClosedROUND ROCK, TX · FDIC · May 2005
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
D'HANIS STATE BANKClosed | HONDO | FDIC | $46M | Mar 2014 | Satisfactory |
| HUBBARD | FDIC | $96M | Apr 1995 | Satisfactory | |
| BURNET | FDIC | $331M | Sep 2022 | Satisfactory | |
| CARTHAGE | FDIC | $552M | Nov 2024 | Satisfactory | |
NBC BANK - ROCKDALEClosed | ROCKDALE | FDIC | $117M | Feb 1998 | Satisfactory |
SANDERSON STATE BANKClosed | SANDERSON | FDIC | $38M | Feb 2008 | Satisfactory |
| CHAPPELL HILL | FDIC | $317M | Apr 2022 | Satisfactory | |
FIRST STATE BANKClosed | WEIMAR | FDIC | $26M | Jul 1990 | Satisfactory |
| SEGUIN | FDIC | $275M | Oct 2001 | Satisfactory | |
| SEYMOUR | OCC | $60M | Oct 2007 | Satisfactory | |
| EAGLE LAKE | OCC | $171M | Apr 2024 | Satisfactory | |
| MARLIN | FDIC | $33M | Aug 1990 | Satisfactory | |
| DALLAS | FDIC | $269M | Jun 2010 | Satisfactory | |
| SOUR LAKE | FDIC | $54M | Sep 1991 | Outstanding | |
| DALLAS | FDIC | $635M | Dec 2023 | Satisfactory | |
| GEORGETOWN | FDIC | $1.3B | Jun 2025 | Satisfactory | |
GUARANTY BOND BANKClosed | MOUNT PLEASANT | FDIC | $3.1B | May 2011 | Satisfactory |
| BELLS | OCC | $229M | Oct 2021 | Satisfactory | |
| ARLINGTON | OTS | $15M | Aug 1990 | Needs to Improve | |
SECURITY BANKClosed | IDALOU | FDIC | $35M | Oct 1999 | Outstanding |
| FROST | FDIC | $12M | Oct 1992 | Satisfactory | |
SECURITY STATE BANKClosed | LITTLEFIELD | FDIC | $126M | Dec 2013 | Satisfactory |
| SPEARMAN | FDIC | $191M | Jan 2025 | Satisfactory | |
| SAN ANTONIO | OTS | $109.7B | Feb 2011 | Outstanding | |
ALLIED HOUSTON BANKClosed | HOUSTON | OTS | $22M | Dec 2002 | Outstanding |
FIRST STATE BANKClosed | BANDERA | FDIC | $73M | Jan 1995 | Outstanding |
SABINAL BANKClosed | SABINAL | FDIC | $25M | Jan 1991 | Needs to Improve |
| DALLAS | FDIC | $916M | Apr 2025 | Satisfactory | |
JEFFERSON BANKClosed | DALLAS | FDIC | $205M | Mar 2006 | Satisfactory |
| HOUSTON | FDIC | $3.8B | Jan 2026 | Satisfactory | |
CITADEL BANKClosed | WILLIS | FDIC | $22M | Dec 1990 | Satisfactory |
MULESHOE STATE BANKClosed | MULESHOE | FDIC | $113M | Jan 2016 | Satisfactory |
| CLARENDON | FDIC | $47M | Jul 2025 | Satisfactory | |
TEXAS HERITAGE BANKClosed | BOERNE | FDIC | $227M | Apr 2024 | Satisfactory |
| AUSTIN | FDIC | $422M | Aug 2022 | Satisfactory | |
| PORT LAVACA | FDIC | $256M | Dec 1992 | Satisfactory | |
| MAYPEARL | FDIC | $109M | Nov 2021 | Satisfactory | |
FIRST STATE BANKClosed | RIO VISTA | FDIC | $255M | Jun 1997 | Outstanding |
THE WINTERS STATE BANKClosed | WINTERS | FDIC | $15M | Jun 1993 | Satisfactory |
| COLUMBUS | FDIC | $338M | Jun 2025 | Needs to Improve | |
| BRYAN | FDIC | $631M | May 2017 | Satisfactory | |
| MOULTON | FDIC | $1.3B | Feb 2026 | Satisfactory | |
| STANTON | OCC | $414M | Aug 2023 | Satisfactory | |
CHARIS BANKClosed | JUSTIN | FDIC | $252M | Mar 2020 | Satisfactory |
THE FIRST STATE BANKClosed | AVINGER | FDIC | $20M | Jun 2008 | Satisfactory |
| COLUMBUS | FDIC | $154M | May 2025 | Satisfactory | |
| AUSTIN | OTS | $67M | Sep 1990 | Satisfactory | |
| BEN WHEELER | FDIC | $187M | Jul 2023 | Satisfactory | |
AUSTIN COUNTY STATE BANKClosed | BELLVILLE | FDIC | $74M | Feb 1999 | Satisfactory |
| ROUND ROCK | FDIC | $43M | May 2005 | Satisfactory |