🏦Bank Scorer

SOUTHSTAR BANK, S.S.B.

MOULTON, TX · Supervised by FDIC

Est. 1920FDIC #12,299RSSD: FDIC-12299SOUTHERN BANCSHARES INC
Satisfactory

Current rating · Exam: February 2026

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Institution Profile

FDIC BankFind

Address

100 S Main St, MOULTON, TX

County

Lavaca County

Established

November 6, 1920

Total Assets

$1.3B(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$1.1B

Net Loans

$963M

Net Income

$5M

ROA

1.54%

ROE

12.21%

Risk-Based Capital

19.33%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

11 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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