This institution is no longer active

Operations ceased on November 1, 1994. CRA examination history below reflects the period it was active.

THE WINTERS STATE BANK

WINTERS, TX · Supervised by FDIC

Est. 1906FDIC #12,302RSSD: FDIC-12302INDEPENDENT BANKSHARES INC

Satisfactory

Current rating · Exam: June 1993

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Institution Profile

FDIC BankFind

Address

500 South Main Street, WINTERS, TX

County

Runnels County

Established

September 20, 1906

Total Assets

$15M(latest call report)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$15M

Total Deposits

$14M

Net Loans

$6M

Net Income

$-45K

ROA

-0.37%

ROE

-5.40%

Risk-Based Capital

15.52%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

June 1, 1993

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

1 previous rating locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

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