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This institution is no longer active

Operations ceased on April 1, 2023. CRA examination history below reflects the period it was active.

CHARIS BANK

JUSTIN, TX · Supervised by FDIC

Est. 1907FDIC #12,308RSSD: FDIC-12308
Satisfactory

Current rating · Exam: March 2020

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Institution Profile

FDIC BankFind

Address

412 S Highway 156, JUSTIN, TX

County

Denton County

Established

January 24, 1907

Total Assets

$252M(latest call report)

Financial Snapshot

As of Q1 2023Call Report / FDIC

Total Assets

$252M

Total Deposits

$216M

Net Loans

$146M

Net Income

$-1,569K

ROA

-2.46%

ROE

-18.35%

Risk-Based Capital

16.26%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

March 1, 2020

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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