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FIRST STATE BANK AND TRUST COMPANY

CARTHAGE, TX · Supervised by FDIC

Est. 1902FDIC #11,559RSSD: FDIC-11559
Satisfactory

Current rating · Exam: November 2024

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Institution Profile

FDIC BankFind

Address

110 W Panola St, CARTHAGE, TX

County

Panola County

Established

February 27, 1902

Total Assets

$552M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$552M

Total Deposits

$495M

Net Loans

$179M

Net Income

$1M

ROA

1.03%

ROE

10.55%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

11 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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