Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
VILLAGE BANK & TRUST, S.S.B.
ClosedLAKEWAY, TX · FDIC · Apr 2002
SatisfactoryLONE STAR BANK
HOUSTON, TX · FDIC · Apr 2024
SatisfactoryEXTRACO BANKS, NATIONAL ASSOCIATION
TEMPLE, TX · OCC · Oct 2024
SatisfactoryFIRST STATE BANK OF ODEM
ODEM, TX · FDIC · Oct 2020
SatisfactoryPEOPLES STATE BANK OF HALLETTSVILLE
HALLETTSVILLE, TX · FDIC · Oct 2025
SatisfactoryARROWHEAD BANK
LLANO, TX · FDIC · Jan 2026
SatisfactoryFAYETTEVILLE BANK
ClosedFAYETTEVILLE, TX · FDIC · Dec 2023
SatisfactoryFIRST TEXAS BANK
ClosedBELTON, TX · FDIC · Feb 2005
SatisfactoryTEXAS SECURITY BANK
DALLAS, TX · FDIC · Jul 2025
SatisfactoryTEXAS HILL COUNTRY BANK
ClosedBANDERA, TX · FDIC · May 2015
SatisfactoryPARK CITIES BANK
ClosedDALLAS, TX · FDIC · May 2014
SatisfactorySTELLAR BANK
HOUSTON, TX · FDIC · Aug 2024
SatisfactoryJUNCTION NATIONAL BANK
JUNCTION, TX · OCC · Sep 2022
SatisfactoryOASIS BANK, SSB
ClosedHOUSTON, TX · FDIC · Dec 2009
SatisfactorySCHWERTNER STATE BANK
ClosedSCHWERTNER, TX · FDIC · May 2014
SatisfactoryFIRST BANK TEXAS, SSB
ClosedBAIRD, TX · FDIC · Nov 2015
SatisfactoryFIRST STATE BANK
ClosedNEW BRAUNFELS, TX · FDIC · Jan 2008
SatisfactoryORANGEBANK
ClosedORANGE, TX · FDIC · Jun 1996
SatisfactoryDILLEY STATE BANK
ClosedDILLEY, TX · FDIC · Dec 2018
SatisfactoryFIRST BANK AND TRUST OF CHILDRESS
ClosedCHILDRESS, TX · FDIC · Jul 2020
SatisfactoryCITIZENS NATIONAL BANK AT BROWNWOOD
BROWNWOOD, TX · OCC · Sep 2025
SatisfactoryFIRST NATIONAL BANK IN DALHART
ClosedDALHART, TX · OCC · Mar 2014
SatisfactoryUNION STATE BANK
ClosedKERRVILLE, TX · FDIC · May 2010
SatisfactoryBONHAM STATE BANK
ClosedBONHAM, TX · FDIC · Sep 2003
SatisfactoryFIRST TEXOMA BANK
ClosedSHERMAN, TX · FDIC · Oct 2002
SatisfactoryFANNIN BANK
BONHAM, TX · FDIC · Sep 2022
SatisfactoryCOMMERCIAL BANK OF TEXAS, NATIONAL ASSOCIATION
NACOGDOCHES, TX · OCC · May 2025
SatisfactorySTOCKMENS NATIONAL BANK IN COTULLA
COTULLA, TX · OCC · Dec 2022
SatisfactoryFIRST STATE BANK
ClosedVAN, TX · FDIC · May 2009
SatisfactoryFIRST NATIONAL BANK OF MONAHANS
ClosedMONAHANS, TX · OCC · May 2005
SatisfactoryFIRST BANK
ClosedFARMERSVILLE, TX · FDIC · Nov 2008
SatisfactoryFARMERS & MERCHANTS STATE BANK
ClosedBURLESON, TX · FDIC · May 1994
SatisfactoryROBERT LEE STATE BANK
ROBERT LEE, TX · FDIC · Mar 2026
SatisfactoryFIRST STATE BANK
ClosedSILVERTON, TX · FDIC · Feb 2000
SatisfactoryZAVALA COUNTY BANK
CRYSTAL CITY, TX · FDIC · Feb 2026
SatisfactoryLOCKHART STATE BANK
ClosedLOCKHART, TX · FDIC · Jul 1990
SatisfactoryHIGHLANDS BANK
ClosedHIGHLANDS, TX · FDIC · Dec 1998
SatisfactoryCITIZENS STATE BANK
WOODVILLE, TX · FDIC · Jan 2023
SatisfactoryWEST TEXAS STATE BANK
SNYDER, TX · FDIC · Aug 2020
SatisfactoryFIRST INTERSTATE BANK OF JACKSONVILLE
ClosedJACKSONVILLE, TX · FDIC · Jan 1991
SatisfactorySECURITY STATE BANK
FARWELL, TX · FDIC · Aug 2025
SatisfactoryALLIANCE BANK
SULPHUR SPRINGS, TX · FDIC · Sep 2023
SatisfactoryFARMERS STATE BANK
GROESBECK, TX · FDIC · Aug 2025
SatisfactoryAMERICAN STATE BANK
ClosedLUBBOCK, TX · FDIC · Jul 2012
SatisfactoryTHE LYTLE STATE BANK OF LYTLE, TEXAS
LYTLE, TX · FDIC · Jun 2020
SatisfactoryWESTERN NATIONAL BANK
ClosedAMARILLO, TX · OCC · Feb 2003
SatisfactoryMED CENTER BANK
ClosedHOUSTON, TX · FDIC · Mar 1991
SatisfactoryFIRST BANK OF WEST TEXAS
ClosedCOAHOMA, TX · FDIC · Apr 2008
SatisfactoryWINNSBORO BANK AND TRUST
ClosedWINNSBORO, TX · FDIC · Aug 1993
SatisfactoryRIVER OAKS BANK
ClosedHOUSTON, TX · FDIC · Mar 1991
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| LAKEWAY | FDIC | $111M | Apr 2002 | Satisfactory | |
| HOUSTON | FDIC | $200M | Apr 2024 | Satisfactory | |
| TEMPLE | OCC | $2.5B | Oct 2024 | Satisfactory | |
| ODEM | FDIC | $215M | Oct 2020 | Satisfactory | |
| HALLETTSVILLE | FDIC | $408M | Oct 2025 | Satisfactory | |
| LLANO | FDIC | $296M | Jan 2026 | Satisfactory | |
FAYETTEVILLE BANKClosed | FAYETTEVILLE | FDIC | $537M | Dec 2023 | Satisfactory |
FIRST TEXAS BANKClosed | BELTON | FDIC | $67M | Feb 2005 | Satisfactory |
| DALLAS | FDIC | $1.4B | Jul 2025 | Satisfactory | |
TEXAS HILL COUNTRY BANKClosed | BANDERA | FDIC | $199M | May 2015 | Satisfactory |
PARK CITIES BANKClosed | DALLAS | FDIC | $406M | May 2014 | Satisfactory |
| HOUSTON | FDIC | $10.9B | Aug 2024 | Satisfactory | |
| JUNCTION | OCC | $95M | Sep 2022 | Satisfactory | |
OASIS BANK, SSBClosed | HOUSTON | FDIC | $77M | Dec 2009 | Satisfactory |
SCHWERTNER STATE BANKClosed | SCHWERTNER | FDIC | $42M | May 2014 | Satisfactory |
FIRST BANK TEXAS, SSBClosed | BAIRD | FDIC | $475M | Nov 2015 | Satisfactory |
FIRST STATE BANKClosed | NEW BRAUNFELS | FDIC | $249M | Jan 2008 | Satisfactory |
ORANGEBANKClosed | ORANGE | FDIC | $120M | Jun 1996 | Satisfactory |
DILLEY STATE BANKClosed | DILLEY | FDIC | $126M | Dec 2018 | Satisfactory |
| CHILDRESS | FDIC | $154M | Jul 2020 | Satisfactory | |
| BROWNWOOD | OCC | $296M | Sep 2025 | Satisfactory | |
| DALHART | OCC | $70M | Mar 2014 | Satisfactory | |
UNION STATE BANKClosed | KERRVILLE | FDIC | $38M | May 2010 | Satisfactory |
BONHAM STATE BANKClosed | BONHAM | FDIC | $89M | Sep 2003 | Satisfactory |
FIRST TEXOMA BANKClosed | SHERMAN | FDIC | $43M | Oct 2002 | Satisfactory |
| BONHAM | FDIC | $153M | Sep 2022 | Satisfactory | |
| NACOGDOCHES | OCC | $1.7B | May 2025 | Satisfactory | |
| COTULLA | OCC | $121M | Dec 2022 | Satisfactory | |
FIRST STATE BANKClosed | VAN | FDIC | $43M | May 2009 | Satisfactory |
| MONAHANS | OCC | $229M | May 2005 | Satisfactory | |
FIRST BANKClosed | FARMERSVILLE | FDIC | $95M | Nov 2008 | Satisfactory |
| BURLESON | FDIC | $64M | May 1994 | Satisfactory | |
| ROBERT LEE | FDIC | $47M | Mar 2026 | Satisfactory | |
FIRST STATE BANKClosed | SILVERTON | FDIC | $18M | Feb 2000 | Satisfactory |
| CRYSTAL CITY | FDIC | $79M | Feb 2026 | Satisfactory | |
LOCKHART STATE BANKClosed | LOCKHART | FDIC | $24M | Jul 1990 | Satisfactory |
HIGHLANDS BANKClosed | HIGHLANDS | FDIC | $74M | Dec 1998 | Satisfactory |
| WOODVILLE | FDIC | $478M | Jan 2023 | Satisfactory | |
| SNYDER | FDIC | $407M | Aug 2020 | Satisfactory | |
| JACKSONVILLE | FDIC | $68M | Jan 1991 | Satisfactory | |
| FARWELL | FDIC | $336M | Aug 2025 | Satisfactory | |
| SULPHUR SPRINGS | FDIC | $1.4B | Sep 2023 | Satisfactory | |
| GROESBECK | FDIC | $195M | Aug 2025 | Satisfactory | |
AMERICAN STATE BANKClosed | LUBBOCK | FDIC | $3.2B | Jul 2012 | Satisfactory |
| LYTLE | FDIC | $113M | Jun 2020 | Satisfactory | |
WESTERN NATIONAL BANKClosed | AMARILLO | OCC | $60M | Feb 2003 | Satisfactory |
MED CENTER BANKClosed | HOUSTON | FDIC | $84M | Mar 1991 | Satisfactory |
FIRST BANK OF WEST TEXASClosed | COAHOMA | FDIC | $130M | Apr 2008 | Satisfactory |
WINNSBORO BANK AND TRUSTClosed | WINNSBORO | FDIC | $36M | Aug 1993 | Satisfactory |
RIVER OAKS BANKClosed | HOUSTON | FDIC | $425M | Mar 1991 | Satisfactory |