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ZAVALA COUNTY BANK

CRYSTAL CITY, TX · Supervised by FDIC

Est. 1907FDIC #15,105RSSD: FDIC-15105
Satisfactory

Current rating · Exam: February 2026

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Institution Profile

FDIC BankFind

Address

2300 N Us Highway 83, CRYSTAL CITY, TX

County

Zavala County

Established

January 1, 1907

Total Assets

$79M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$79M

Total Deposits

$70M

Net Loans

$6M

Net Income

$294K

ROA

1.50%

ROE

12.91%

Risk-Based Capital

62.45%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

February 1, 2026

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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