This institution is no longer active

Operations ceased on August 1, 2004. CRA examination history below reflects the period it was active.

VILLAGE BANK & TRUST, S.S.B.

LAKEWAY, TX · Supervised by FDIC

Est. 1999FDIC #35,147RSSD: FDIC-35147

Satisfactory

Current rating · Exam: April 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets expectations for community lending and investment

Financial Health

Adequate

ROA 0.60%

Institution Profile

FDIC BankFind

Address

1415 Ranch Road 620 South, LAKEWAY, TX

County

Travis County

Established

July 9, 1999

Total Assets

$111M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Exam Date

April 1, 2002

Exam Type

Small Bank

Regulator

FDIC

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$111M

Total Deposits

$97M

Net Loans

$79M

Net Income

$330K

ROA

0.60%

ROE

6.37%

Risk-Based Capital

13.43%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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