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This institution is no longer active

Operations ceased on May 1, 1997. CRA examination history below reflects the period it was active.

WINNSBORO BANK AND TRUST

WINNSBORO, TX · Supervised by FDIC

Est. 1977FDIC #22,546RSSD: FDIC-22546FIRST TEXAS HOLDING CO
Satisfactory

Current rating · Exam: August 1993

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Institution Profile

FDIC BankFind

Address

210 South Main Street, WINNSBORO, TX

County

Wood County

Established

November 4, 1977

Total Assets

$36M(latest call report)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$36M

Total Deposits

$31M

Net Loans

$17M

Net Income

$114K

ROA

1.24%

ROE

9.69%

Risk-Based Capital

27.45%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC

Rating History

CRA / FFIEC

2 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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