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This institution is no longer active

Operations ceased on April 1, 1999. CRA examination history below reflects the period it was active.

HIGHLANDS BANK

HIGHLANDS, TX · Supervised by FDIC

Est. 1956FDIC #17,656RSSD: FDIC-17656HB FINANCIAL CORP
Satisfactory

Current rating · Exam: December 1998

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Institution Profile

FDIC BankFind

Address

420 South Main Street, HIGHLANDS, TX

County

Harris County

Established

September 24, 1956

Total Assets

$74M(latest call report)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$74M

Total Deposits

$69M

Net Loans

$51M

Net Income

$-153K

ROA

-0.82%

ROE

-11.21%

Risk-Based Capital

10.35%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

December 1, 1998

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

5 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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