Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
THE BANK OF SOUTH TEXAS
ClosedFLORESVILLE, TX · FDIC · Apr 1997
SatisfactoryTHE FIRST STATE BANK
ClosedNEEDVILLE, TX · FDIC · May 1999
SatisfactoryCOMMUNITY BANK OF SNYDER
ClosedSNYDER, TX · FDIC · Jul 2014
SatisfactoryTHE FIRST NATIONAL BANK OF SANTO
ClosedSANTO, TX · OCC · Jul 2006
SatisfactoryCITIZENS STATE BANK
ClosedHEMPSTEAD, TX · FDIC · Oct 1995
SatisfactoryCITIZENS STATE BANK
ClosedROMA, TX · FDIC · Dec 2023
SatisfactoryPACIFIC SOUTHWEST BANK
ClosedCORPUS CHRISTI, TX · OTS · Feb 1998
SatisfactoryFIRST STATE BANK IN ARCHER CITY
ClosedARCHER CITY, TX · FDIC · Jan 1995
SatisfactorySPUR SECURITY BANK
SPUR, TX · FDIC · Mar 2025
SatisfactoryCITIZENS STATE BANK
ANTON, TX · FDIC · Jun 2024
SatisfactoryFIRST STATE BANK
GAINESVILLE, TX · FDIC · Mar 2013
SatisfactorySTATE BANK OF DE KALB
DE KALB, TX · FDIC · Apr 2024
SatisfactorySOUTHWEST SECURITIES, FSB
ClosedDALLAS, TX · OTS · Jun 2010
SatisfactoryFIRST BANK & TRUST
ClosedSHAMROCK, TX · FDIC · Sep 1997
SatisfactoryFIRST BANK OF TEXAS
ClosedTOMBALL, TX · FDIC · Jun 1997
SatisfactoryGRAYSON COUNTY STATE BANK
ClosedSHERMAN, TX · FDIC · Dec 1993
OutstandingFIRST UNITED BANK
DIMMITT, TX · FDIC · Sep 2024
SatisfactoryGRUVER STATE BANK
ClosedGRUVER, TX · FDIC · Jan 2019
SatisfactoryTHE COMMERCIAL STATE BANK
ClosedGARRISON, TX · FDIC · Dec 1991
OutstandingAMERICAN FEDERAL BANK FSB
ClosedDALLAS, TX · OTS · Aug 1992
Needs to ImproveTHE FIRST NATIONAL BANK OF CANTON
ClosedCANTON, TX · OCC · Jan 2012
SatisfactoryENTERPRISE BANK - HOUSTON
ClosedHOUSTON, TX · FDIC · Jan 1995
SatisfactoryJEFFERSON BANK
SAN ANTONIO, TX · FDIC · Mar 2026
SatisfactoryENNIS STATE BANK
ENNIS, TX · FDIC · Dec 2021
SatisfactoryAUSTIN BANK, BIG SANDY, TEXAS
ClosedBIG SANDY, TX · FDIC · Nov 1998
SatisfactoryTHE COMMERCIAL NATIONAL BANK OF BRADY
BRADY, TX · OCC · Jun 2024
SatisfactoryTEXASBANK
BROWNWOOD, TX · FDIC · Apr 2024
SatisfactorySPRING HILL STATE BANK
LONGVIEW, TX · FDIC · Oct 2025
SatisfactoryTHE FIRST NATIONAL BANK OF TAHOKA
ClosedTAHOKA, TX · OCC · Apr 2019
SatisfactoryLAKESIDE BANK
ROCKWALL, TX · FDIC · Apr 2022
SatisfactoryGREAT SOUTHWEST BANK, FSB
ClosedHOUSTON, TX · OTS · Jan 1996
SatisfactoryAMERICAN BANK OF HALTOM CITY
ClosedHALTOM CITY, TX · FDIC · May 1991
SatisfactoryFIRST STATE BANK
ClosedCRANE, TX · FDIC · Sep 1993
SatisfactoryFIRST BANK MAINLAND
ClosedLA MARQUE, TX · FDIC · Aug 1991
SatisfactoryPINELAND STATE BANK
ClosedPINELAND, TX · FDIC · Jan 1999
SatisfactoryFIRST SECURITY BANK
ClosedFLOWER MOUND, TX · FDIC · Feb 1999
SatisfactoryFIRST TEXAS BANK - HITCHCOCK
ClosedHITCHCOCK, TX · FDIC · Apr 1998
SatisfactoryFIRST STATE BANK
ClosedFRANKSTON, TX · FDIC · Jun 2007
SatisfactoryHIGHLAND LAKES BANK
ClosedKINGSLAND, TX · FDIC · Nov 1999
SatisfactoryFIRST BANK AND TRUST
ClosedGROVES, TX · FDIC · Oct 1995
SatisfactoryISLAND STATE BANK
ClosedPORT ARANSAS, TX · FDIC · Aug 1990
SatisfactoryPORTLAND STATE BANK
ClosedPORTLAND, TX · FDIC · Jul 1990
SatisfactorySECURITY BANK
ClosedMIDLAND, TX · FDIC · Nov 2017
SatisfactoryYORKTOWN COMMUNITY BANK
ClosedYORKTOWN, TX · FDIC · Nov 1994
SatisfactoryFIRST STATE BANK
ClosedMESQUITE, TX · FDIC · Mar 2014
SatisfactoryFREDONIA STATE BANK
ClosedNACOGDOCHES, TX · FDIC · Dec 1998
SatisfactoryTEXAS BANK AND TRUST OF BROWNSVILLE
ClosedBROWNSVILLE, TX · FDIC · Jul 1997
SatisfactoryREAGAN STATE BANK
ClosedBIG LAKE, TX · FDIC · Jun 1991
SatisfactoryALVARADO STATE BANK
ClosedALVARADO, TX · FDIC · May 1993
SatisfactoryBURTON STATE BANK
ClosedBURTON, TX · FDIC · Apr 2018
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
THE BANK OF SOUTH TEXASClosed | FLORESVILLE | FDIC | $134M | Apr 1997 | Satisfactory |
THE FIRST STATE BANKClosed | NEEDVILLE | FDIC | $17M | May 1999 | Satisfactory |
COMMUNITY BANK OF SNYDERClosed | SNYDER | FDIC | $106M | Jul 2014 | Satisfactory |
| SANTO | OCC | $83M | Jul 2006 | Satisfactory | |
CITIZENS STATE BANKClosed | HEMPSTEAD | FDIC | $46M | Oct 1995 | Satisfactory |
CITIZENS STATE BANKClosed | ROMA | FDIC | $79M | Dec 2023 | Satisfactory |
PACIFIC SOUTHWEST BANKClosed | CORPUS CHRISTI | OTS | $2M | Feb 1998 | Satisfactory |
| ARCHER CITY | FDIC | $33M | Jan 1995 | Satisfactory | |
| SPUR | FDIC | $130M | Mar 2025 | Satisfactory | |
| ANTON | FDIC | $82M | Jun 2024 | Satisfactory | |
| GAINESVILLE | FDIC | $1.8B | Mar 2013 | Satisfactory | |
| DE KALB | FDIC | $521M | Apr 2024 | Satisfactory | |
| DALLAS | OTS | $1.2B | Jun 2010 | Satisfactory | |
FIRST BANK & TRUSTClosed | SHAMROCK | FDIC | $20M | Sep 1997 | Satisfactory |
FIRST BANK OF TEXASClosed | TOMBALL | FDIC | $167M | Jun 1997 | Satisfactory |
| SHERMAN | FDIC | $98M | Dec 1993 | Outstanding | |
| DIMMITT | FDIC | $2.4B | Sep 2024 | Satisfactory | |
GRUVER STATE BANKClosed | GRUVER | FDIC | $72M | Jan 2019 | Satisfactory |
| GARRISON | FDIC | $36M | Dec 1991 | Outstanding | |
| DALLAS | OTS | $1.5B | Aug 1992 | Needs to Improve | |
| CANTON | OCC | $126M | Jan 2012 | Satisfactory | |
| HOUSTON | FDIC | $142M | Jan 1995 | Satisfactory | |
| SAN ANTONIO | FDIC | $2.8B | Mar 2026 | Satisfactory | |
| ENNIS | FDIC | $455M | Dec 2021 | Satisfactory | |
| BIG SANDY | FDIC | $23M | Nov 1998 | Satisfactory | |
| BRADY | OCC | $397M | Jun 2024 | Satisfactory | |
| BROWNWOOD | FDIC | $2.5B | Apr 2024 | Satisfactory | |
| LONGVIEW | FDIC | $238M | Oct 2025 | Satisfactory | |
| TAHOKA | OCC | $58M | Apr 2019 | Satisfactory | |
| ROCKWALL | FDIC | $395M | Apr 2022 | Satisfactory | |
| HOUSTON | OTS | $46M | Jan 1996 | Satisfactory | |
| HALTOM CITY | FDIC | $100M | May 1991 | Satisfactory | |
FIRST STATE BANKClosed | CRANE | FDIC | $23M | Sep 1993 | Satisfactory |
FIRST BANK MAINLANDClosed | LA MARQUE | FDIC | $57M | Aug 1991 | Satisfactory |
PINELAND STATE BANKClosed | PINELAND | FDIC | $91M | Jan 1999 | Satisfactory |
FIRST SECURITY BANKClosed | FLOWER MOUND | FDIC | $173M | Feb 1999 | Satisfactory |
| HITCHCOCK | FDIC | $71M | Apr 1998 | Satisfactory | |
FIRST STATE BANKClosed | FRANKSTON | FDIC | $141M | Jun 2007 | Satisfactory |
HIGHLAND LAKES BANKClosed | KINGSLAND | FDIC | $78M | Nov 1999 | Satisfactory |
FIRST BANK AND TRUSTClosed | GROVES | FDIC | $331M | Oct 1995 | Satisfactory |
ISLAND STATE BANKClosed | PORT ARANSAS | FDIC | $10M | Aug 1990 | Satisfactory |
PORTLAND STATE BANKClosed | PORTLAND | FDIC | $39M | Jul 1990 | Satisfactory |
SECURITY BANKClosed | MIDLAND | FDIC | $935M | Nov 2017 | Satisfactory |
YORKTOWN COMMUNITY BANKClosed | YORKTOWN | FDIC | $19M | Nov 1994 | Satisfactory |
FIRST STATE BANKClosed | MESQUITE | FDIC | $196M | Mar 2014 | Satisfactory |
FREDONIA STATE BANKClosed | NACOGDOCHES | FDIC | $350M | Dec 1998 | Satisfactory |
| BROWNSVILLE | FDIC | $46M | Jul 1997 | Satisfactory | |
REAGAN STATE BANKClosed | BIG LAKE | FDIC | $20M | Jun 1991 | Satisfactory |
ALVARADO STATE BANKClosed | ALVARADO | FDIC | $21M | May 1993 | Satisfactory |
BURTON STATE BANKClosed | BURTON | FDIC | $85M | Apr 2018 | Satisfactory |