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This institution is no longer active

Operations ceased on May 1, 2003. CRA examination history below reflects the period it was active.

HIGHLAND LAKES BANK

KINGSLAND, TX · Supervised by FDIC

Est. 1963FDIC #18,717RSSD: FDIC-18717HIGHLAND LAKES BANCSHARES CORP
Satisfactory

Current rating · Exam: November 1999

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Institution Profile

FDIC BankFind

Address

Highway 1431 West, KINGSLAND, TX

County

Llano County

Established

March 7, 1963

Total Assets

$78M(latest call report)

Financial Snapshot

As of Q1 2003Call Report / FDIC

Total Assets

$78M

Total Deposits

$67M

Net Loans

$19M

Net Income

$70K

ROA

0.36%

ROE

2.65%

Risk-Based Capital

46.30%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 1999

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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