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This institution is no longer active

Operations ceased on March 31, 1998. CRA examination history below reflects the period it was active.

FIRST BANK & TRUST

SHAMROCK, TX · Supervised by FDIC

Est. 1909FDIC #12,683RSSD: FDIC-12683
Satisfactory

Current rating · Exam: September 1997

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Institution Profile

FDIC BankFind

Address

301 North Main Street, SHAMROCK, TX

County

Wheeler County

Established

February 1, 1909

Total Assets

$20M(latest call report)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$20M

Total Deposits

$18M

Net Loans

$8M

Net Income

$11K

ROA

0.05%

ROE

0.53%

Risk-Based Capital

23.09%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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