FIRST STATE BANK
GAINESVILLE, TX · Supervised by FDIC
Institution Profile
FDIC BankFindWebsite
Address
801 E California St, GAINESVILLE, TX
County
Cooke County
Established
August 16, 1905
Total Assets
$1.8B(latest call report)
Financial Snapshot
As of Q1 2026Call Report / FDIC
Total Assets
$1.8B
Total Deposits
$1.6B
Net Loans
$953M
Net Income
$3M
ROA
0.73%
ROE
8.70%
Risk-Based Capital
14.99%
Total Assets — Last 8 Quarters
Total AssetsROA
Current Examination
CRA / FFIECOverall Rating
Satisfactory
Exam Date
March 1, 2013
Exam Type
Intermediate Small Bank
Regulator
FDIC
Rating History
CRA / FFIEC7 previous ratings locked — dating back to 1991
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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