North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
HIGH COUNTRY BANK
BOONE · FDIC · Oct 2000
SatisfactoryBANK OF THE CAROLINAS
MOCKSVILLE · FDIC · Mar 2013
SatisfactoryCABARRUS BANK & TRUST COMPANY
CONCORD · FDIC · Sep 2005
SatisfactorySOUTHERN COMMUNITY BANK AND TRUST
WINSTON SALEM · FDIC · Sep 2012
SatisfactoryCAPE FEAR BANK
WILMINGTON · FDIC · Dec 2008
SatisfactoryNORTH STATE BANK
RALEIGH · FDIC · Aug 2014
SatisfactoryNEW CENTURY BANK SOUTH
FAYETTEVILLE · FDIC · Oct 2006
SatisfactoryFIRST CAROLINA BANK
ROCKY MOUNT · FDIC · Jun 2025
SatisfactoryNEWDOMINION BANK
CHARLOTTE · FDIC · May 2018
SatisfactoryVANTAGESOUTH BANK
BURLINGTON · FDIC · May 2012
SatisfactoryLONGLEAF COMMUNITY BANK
ROCKINGHAM · FDIC · Feb 2006
SatisfactoryMOUNTAIN 1ST BANK & TRUST COMPANY
HENDERSONVILLE · FDIC · Apr 2013
SatisfactoryNANTAHALA BANK & TRUST COMPANY
FRANKLIN · FDIC · Oct 2024
SatisfactoryCAROLINA PREMIER BANK
CHARLOTTE · FDIC · Mar 2013
SatisfactoryPORT CITY CAPITAL BANK
WILMINGTON · FDIC · Dec 2004
SatisfactorySELECT BANK & TRUST COMPANY
GREENVILLE · FDIC · Dec 2011
SatisfactoryUNION BANK & TRUST COMPANY
OXFORD · FDIC · Nov 2011
SatisfactoryPROVIDENCE BANK
ROCKY MOUNT · FDIC · Oct 2025
SatisfactoryCOMMUNITY BANK OF ROWAN
SALISBURY · FDIC · Jul 2011
SatisfactoryCAROLINA COMMERCE BANK
GASTONIA · FDIC · Jun 2006
SatisfactoryTRISTONE COMMUNITY BANK
WINSTON SALEM · FDIC · Apr 2007
SatisfactoryALLIANCE BANK & TRUST COMPANY
GASTONIA · FDIC · Aug 2018
SatisfactoryPREMIER COMMERCIAL BANK
GREENSBORO · FDIC · Oct 2013
SatisfactoryLIVE OAK BANKING COMPANY
WILMINGTON · FDIC · Sep 2025
SatisfactoryCAPITAL BANK CORPORATION
RALEIGH · FDIC · Mar 2017
SatisfactoryBLUEHARBOR BANK
MOORESVILLE · FDIC · Aug 2025
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| HIGH COUNTRY BANK | BOONE | FDIC | Oct 2000 | Satisfactory |
| BANK OF THE CAROLINAS | MOCKSVILLE | FDIC | Mar 2013 | Satisfactory |
| CABARRUS BANK & TRUST COMPANY | CONCORD | FDIC | Sep 2005 | Satisfactory |
| SOUTHERN COMMUNITY BANK AND TRUST | WINSTON SALEM | FDIC | Sep 2012 | Satisfactory |
| CAPE FEAR BANK | WILMINGTON | FDIC | Dec 2008 | Satisfactory |
| NORTH STATE BANK | RALEIGH | FDIC | Aug 2014 | Satisfactory |
| NEW CENTURY BANK SOUTH | FAYETTEVILLE | FDIC | Oct 2006 | Satisfactory |
| FIRST CAROLINA BANK | ROCKY MOUNT | FDIC | Jun 2025 | Satisfactory |
| NEWDOMINION BANK | CHARLOTTE | FDIC | May 2018 | Satisfactory |
| VANTAGESOUTH BANK | BURLINGTON | FDIC | May 2012 | Satisfactory |
| LONGLEAF COMMUNITY BANK | ROCKINGHAM | FDIC | Feb 2006 | Satisfactory |
| MOUNTAIN 1ST BANK & TRUST COMPANY | HENDERSONVILLE | FDIC | Apr 2013 | Satisfactory |
| NANTAHALA BANK & TRUST COMPANY | FRANKLIN | FDIC | Oct 2024 | Satisfactory |
| CAROLINA PREMIER BANK | CHARLOTTE | FDIC | Mar 2013 | Satisfactory |
| PORT CITY CAPITAL BANK | WILMINGTON | FDIC | Dec 2004 | Satisfactory |
| SELECT BANK & TRUST COMPANY | GREENVILLE | FDIC | Dec 2011 | Satisfactory |
| UNION BANK & TRUST COMPANY | OXFORD | FDIC | Nov 2011 | Satisfactory |
| PROVIDENCE BANK | ROCKY MOUNT | FDIC | Oct 2025 | Satisfactory |
| COMMUNITY BANK OF ROWAN | SALISBURY | FDIC | Jul 2011 | Satisfactory |
| CAROLINA COMMERCE BANK | GASTONIA | FDIC | Jun 2006 | Satisfactory |
| TRISTONE COMMUNITY BANK | WINSTON SALEM | FDIC | Apr 2007 | Satisfactory |
| ALLIANCE BANK & TRUST COMPANY | GASTONIA | FDIC | Aug 2018 | Satisfactory |
| PREMIER COMMERCIAL BANK | GREENSBORO | FDIC | Oct 2013 | Satisfactory |
| LIVE OAK BANKING COMPANY | WILMINGTON | FDIC | Sep 2025 | Satisfactory |
| CAPITAL BANK CORPORATION | RALEIGH | FDIC | Mar 2017 | Satisfactory |
| BLUEHARBOR BANK | MOORESVILLE | FDIC | Aug 2025 | Satisfactory |