North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
CENTRAL STATE BANK
HIGH POINT · FDIC · Jul 1993
SatisfactoryGUARANTY STATE BANK
DURHAM · FDIC · Mar 1996
SatisfactoryHIGH POINT BANK AND TRUST COMPANY
HIGH POINT · FDIC · Feb 2015
SatisfactoryTHE FIDELITY BANK
FUQUAY VARINA · FDIC · Mar 2026
SatisfactoryNEWBRIDGE BANK
GREENSBORO · FDIC · Mar 2012
SatisfactoryLUMBEE GUARANTY BANK
PEMBROKE · FDIC · Jul 2024
SatisfactoryTHE VILLAGE BANK
CHAPEL HILL · FDIC · Apr 1994
SatisfactoryLINCOLN BANK OF NORTH CAROLINA
LINCOLNTON · FDIC · Oct 1999
SatisfactorySTANDARD BANK & TRUST COMPANY
DUNN · FDIC · Aug 1993
SatisfactorySALEM TRUST BANK
WINSTON-SALEM · FDIC · Mar 1995
SatisfactoryUNITY BANK & TRUST COMPANY
ROCKY MOUNT · FDIC · Aug 1993
SatisfactorySHELBY SAVINGS BANK, SSB
SHELBY · FDIC · Jul 1995
SatisfactoryBANK OF STANLY
ALBEMARLE · FDIC · Apr 2004
SatisfactoryRICHMOND SAVINGS BANK, SSB
ROCKINGHAM · FDIC · Aug 1997
SatisfactoryCITIZENS SAVINGS BANK OF SALISBURY, S.S.B.
SALISBURY · FDIC · Sep 1996
SatisfactoryKS BANK, INC.
SMITHFIELD · FDIC · Feb 2024
SatisfactoryFIRSTSOUTH BANK
BURLINGTON · FDIC · Sep 1995
SatisfactoryDAVIDSON SAVINGS BANK, INC., SSB
LEXINGTON · FDIC · Apr 1993
SatisfactoryCITIZENS SAVINGS, INC., SSB
CONCORD · FDIC · Apr 1994
SatisfactoryROWAN SAVINGS BANK, SSB, INC.
CHINA GROVE · FDIC · Jan 2004
SatisfactoryBLACK MOUNTAIN SAVINGS BANK, SSB
BLACK MOUNTAIN · FDIC · May 2020
SatisfactoryHILLSBOROUGH SAVINGS BANK, SSB
HILLSBOROUGH · FDIC · Dec 1998
SatisfactorySNB SAVINGS BANK, INC., SSB
VALDESE · FDIC · Jan 1995
SatisfactoryFIRST INVESTORS SAVINGS BANK, INC., SSB
WHITEVILLE · FDIC · May 1993
SatisfactoryTARBORO SAVINGS BANK, SSB
TARBORO · FDIC · Oct 2025
SatisfactorySEABOARD SAVINGS BANK, INC., SSB
PLYMOUTH · FDIC · Jan 1994
SatisfactoryROXBORO SAVINGS BANK, SSB
ROXBORO · FDIC · Nov 2022
SatisfactoryANSON BANK & TRUST CO.
WADESBORO · FDIC · Jun 2007
SatisfactoryFIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB
REIDSVILLE · FDIC · Oct 1994
SatisfactoryPEOPLES SAVINGS BANK, INC., SSB
WILMINGTON · FDIC · Jun 1994
SatisfactoryMOORESVILLE SAVINGS BANK, SSB
MOORESVILLE · FDIC · Nov 2004
OutstandingHAYWOOD SAVINGS BANK, INC., SSB
WAYNESVILLE · FDIC · Dec 1997
SatisfactoryNEW EAST BANK OF GREENVILLE
GREENVILLE · FDIC · Feb 1993
SatisfactoryJACKSON SAVINGS BANK, SSB
SYLVA · FDIC · May 2025
SatisfactoryASHEVILLE SAVINGS BANK, S.S.B.
ASHEVILLE · FDIC · Sep 2017
SatisfactoryGRAHAM SAVINGS BANK, INC., SSB
GRAHAM · FDIC · Jul 1995
SatisfactoryGRANVILLE UNITED BANK
OXFORD · FDIC · Jul 1994
SatisfactoryBANK OF NORTH CAROLINA
THOMASVILLE · FDIC · Nov 2014
SatisfactoryCCB SAVINGS BANK OF LENOIR, INC., SSB
LENOIR · FDIC · Dec 1993
SatisfactoryFIRST COMMERCE BANK
CHARLOTTE · FDIC · Sep 2002
SatisfactoryHOME SAVINGS BANK OF SILER CITY, SSB
SILER CITY · FDIC · Jul 1998
SatisfactoryCATAWBA VALLEY BANK
HICKORY · FDIC · Jan 2005
SatisfactoryWACCAMAW BANK
WHITEVILLE · FDIC · Feb 2000
SatisfactoryTHE SCOTTISH BANK
CHARLOTTE · FDIC · Jul 2005
SatisfactoryPIEDMONT BANK
STATESVILLE · FDIC · Mar 1999
SatisfactoryAMERICAN COMMUNITY BANK
MONROE · FDIC · Jan 2009
SatisfactorySELECT BANK & TRUST COMPANY
DUNN · FDIC · Jul 2019
SatisfactoryINDEPENDENCE BANK
KERNERSVILLE · FDIC · Oct 1999
SatisfactoryCRESCENT STATE BANK
CARY · FDIC · Oct 2011
SatisfactoryNEW REPUBLIC BANK
CHARLOTTE · FDIC · May 2023
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| CENTRAL STATE BANK | HIGH POINT | FDIC | Jul 1993 | Satisfactory |
| GUARANTY STATE BANK | DURHAM | FDIC | Mar 1996 | Satisfactory |
| HIGH POINT BANK AND TRUST COMPANY | HIGH POINT | FDIC | Feb 2015 | Satisfactory |
| THE FIDELITY BANK | FUQUAY VARINA | FDIC | Mar 2026 | Satisfactory |
| NEWBRIDGE BANK | GREENSBORO | FDIC | Mar 2012 | Satisfactory |
| LUMBEE GUARANTY BANK | PEMBROKE | FDIC | Jul 2024 | Satisfactory |
| THE VILLAGE BANK | CHAPEL HILL | FDIC | Apr 1994 | Satisfactory |
| LINCOLN BANK OF NORTH CAROLINA | LINCOLNTON | FDIC | Oct 1999 | Satisfactory |
| STANDARD BANK & TRUST COMPANY | DUNN | FDIC | Aug 1993 | Satisfactory |
| SALEM TRUST BANK | WINSTON-SALEM | FDIC | Mar 1995 | Satisfactory |
| UNITY BANK & TRUST COMPANY | ROCKY MOUNT | FDIC | Aug 1993 | Satisfactory |
| SHELBY SAVINGS BANK, SSB | SHELBY | FDIC | Jul 1995 | Satisfactory |
| BANK OF STANLY | ALBEMARLE | FDIC | Apr 2004 | Satisfactory |
| RICHMOND SAVINGS BANK, SSB | ROCKINGHAM | FDIC | Aug 1997 | Satisfactory |
| CITIZENS SAVINGS BANK OF SALISBURY, S.S.B. | SALISBURY | FDIC | Sep 1996 | Satisfactory |
| KS BANK, INC. | SMITHFIELD | FDIC | Feb 2024 | Satisfactory |
| FIRSTSOUTH BANK | BURLINGTON | FDIC | Sep 1995 | Satisfactory |
| DAVIDSON SAVINGS BANK, INC., SSB | LEXINGTON | FDIC | Apr 1993 | Satisfactory |
| CITIZENS SAVINGS, INC., SSB | CONCORD | FDIC | Apr 1994 | Satisfactory |
| ROWAN SAVINGS BANK, SSB, INC. | CHINA GROVE | FDIC | Jan 2004 | Satisfactory |
| BLACK MOUNTAIN SAVINGS BANK, SSB | BLACK MOUNTAIN | FDIC | May 2020 | Satisfactory |
| HILLSBOROUGH SAVINGS BANK, SSB | HILLSBOROUGH | FDIC | Dec 1998 | Satisfactory |
| SNB SAVINGS BANK, INC., SSB | VALDESE | FDIC | Jan 1995 | Satisfactory |
| FIRST INVESTORS SAVINGS BANK, INC., SSB | WHITEVILLE | FDIC | May 1993 | Satisfactory |
| TARBORO SAVINGS BANK, SSB | TARBORO | FDIC | Oct 2025 | Satisfactory |
| SEABOARD SAVINGS BANK, INC., SSB | PLYMOUTH | FDIC | Jan 1994 | Satisfactory |
| ROXBORO SAVINGS BANK, SSB | ROXBORO | FDIC | Nov 2022 | Satisfactory |
| ANSON BANK & TRUST CO. | WADESBORO | FDIC | Jun 2007 | Satisfactory |
| FIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB | REIDSVILLE | FDIC | Oct 1994 | Satisfactory |
| PEOPLES SAVINGS BANK, INC., SSB | WILMINGTON | FDIC | Jun 1994 | Satisfactory |
| MOORESVILLE SAVINGS BANK, SSB | MOORESVILLE | FDIC | Nov 2004 | Outstanding |
| HAYWOOD SAVINGS BANK, INC., SSB | WAYNESVILLE | FDIC | Dec 1997 | Satisfactory |
| NEW EAST BANK OF GREENVILLE | GREENVILLE | FDIC | Feb 1993 | Satisfactory |
| JACKSON SAVINGS BANK, SSB | SYLVA | FDIC | May 2025 | Satisfactory |
| ASHEVILLE SAVINGS BANK, S.S.B. | ASHEVILLE | FDIC | Sep 2017 | Satisfactory |
| GRAHAM SAVINGS BANK, INC., SSB | GRAHAM | FDIC | Jul 1995 | Satisfactory |
| GRANVILLE UNITED BANK | OXFORD | FDIC | Jul 1994 | Satisfactory |
| BANK OF NORTH CAROLINA | THOMASVILLE | FDIC | Nov 2014 | Satisfactory |
| CCB SAVINGS BANK OF LENOIR, INC., SSB | LENOIR | FDIC | Dec 1993 | Satisfactory |
| FIRST COMMERCE BANK | CHARLOTTE | FDIC | Sep 2002 | Satisfactory |
| HOME SAVINGS BANK OF SILER CITY, SSB | SILER CITY | FDIC | Jul 1998 | Satisfactory |
| CATAWBA VALLEY BANK | HICKORY | FDIC | Jan 2005 | Satisfactory |
| WACCAMAW BANK | WHITEVILLE | FDIC | Feb 2000 | Satisfactory |
| THE SCOTTISH BANK | CHARLOTTE | FDIC | Jul 2005 | Satisfactory |
| PIEDMONT BANK | STATESVILLE | FDIC | Mar 1999 | Satisfactory |
| AMERICAN COMMUNITY BANK | MONROE | FDIC | Jan 2009 | Satisfactory |
| SELECT BANK & TRUST COMPANY | DUNN | FDIC | Jul 2019 | Satisfactory |
| INDEPENDENCE BANK | KERNERSVILLE | FDIC | Oct 1999 | Satisfactory |
| CRESCENT STATE BANK | CARY | FDIC | Oct 2011 | Satisfactory |
| NEW REPUBLIC BANK | CHARLOTTE | FDIC | May 2023 | Satisfactory |