North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
WELLS FARGO BANK, NATIONAL ASSOCIATION
SIOUX FALLS · OCC · Feb 2023
OutstandingRALEIGH FEDERAL SAVINGS BANK
RALEIGH · OTS · Jun 1995
OutstandingWACHOVIA BANK, N.A.
WINSTON-SALEM · OCC · Dec 2000
OutstandingINDUSTRIAL FEDERAL SAVINGS BANK
LEXINGTON · OTS · Nov 2004
OutstandingUNITED CAROLINA BANK
WHITEVILLE · FDIC · Aug 1995
OutstandingPEOPLES SAVINGS BANK, S.S.B.
WILMINGTON · OTS · Jan 1993
OutstandingMOUNT GILEAD S & LA
MOUNT GILEAD · OTS · Aug 2009
OutstandingOLD STONE BANK OF NC, A FSB
HIGH POINT · OTS · Sep 1992
OutstandingFIRST FSB OF LINCOLNTON
LINCOLNTON · OTS · Mar 2010
OutstandingFIRST S & LA
MEBANE · OTS · Dec 2008
OutstandingFIRST FEDERAL BANK
DUNN · OTS · Oct 2009
OutstandingTRUIST BANK
CHARLOTTE · FDIC · Jan 2025
OutstandingFOUR OAKS BANK & TRUST COMPANY
FOUR OAKS · FDIC · Mar 1998
OutstandingAVERY COUNTY BANK
NEWLAND · FDIC · Aug 1998
OutstandingHOMETRUST BANK
CLYDE · OTS · Oct 2009
OutstandingNATIONSBANK OF NORTH CAROLINA, N.A.
CHARLOTTE · OCC · Sep 1993
OutstandingNATIONSBANK, N.A. (CAROLINAS)
CHARLOTTE · OCC · Jul 1995
OutstandingFIRST UNION NATIONAL BANK OF NORTH CAROLINA
CHARLOTTE · OCC · May 1997
OutstandingWACHOVIA BANK OF NORTH CAROLINA, N.A.
WINSTON-SALEM · OCC · Mar 1993
OutstandingENTERPRISE NATIONAL BANK
WINSTON-SALEM · OCC · Sep 1992
OutstandingWACHOVIA BANK OF DELAWARE, N.A.
WILMINGTON · OCC · Jun 2006
OutstandingFIRST COMMERCIAL BANK
ASHEVILLE · FDIC · Aug 1995
OutstandingBANKERS TRUST OF NORTH CAROLINA
GREENSBORO · FDIC · Jun 1990
OutstandingTHE COMMUNITY BANK
PILOT MOUNTAIN · FDIC · Feb 1999
OutstandingFIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB
SOUTHERN PINES · FDIC · Mar 1999
OutstandingFIRST SOUTHERN SAVINGS BANK, S.S.B
ASHEBORO · FDIC · Jan 1994
OutstandingMOORESVILLE SAVINGS BANK, SSB
MOORESVILLE · FDIC · Nov 2004
OutstandingSOUTHTRUST BANK OF CENTRAL CAROLINA
CONCORD · FDIC · May 1995
OutstandingSQUARE 1 BANK
DURHAM · FDIC · Apr 2014
OutstandingBANK OF CURRITUCK
MOYOCK · FRB · Jan 2008
OutstandingFIRST SAVINGS AND LOAN ASSOCIATION
MEBANE · OCC · May 2025
OutstandingHOMETRUST BANK
ASHEVILLE · OCC · Jan 2013
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION | SIOUX FALLS | OCC | Feb 2023 | Outstanding |
| RALEIGH FEDERAL SAVINGS BANK | RALEIGH | OTS | Jun 1995 | Outstanding |
| WACHOVIA BANK, N.A. | WINSTON-SALEM | OCC | Dec 2000 | Outstanding |
| INDUSTRIAL FEDERAL SAVINGS BANK | LEXINGTON | OTS | Nov 2004 | Outstanding |
| UNITED CAROLINA BANK | WHITEVILLE | FDIC | Aug 1995 | Outstanding |
| PEOPLES SAVINGS BANK, S.S.B. | WILMINGTON | OTS | Jan 1993 | Outstanding |
| MOUNT GILEAD S & LA | MOUNT GILEAD | OTS | Aug 2009 | Outstanding |
| OLD STONE BANK OF NC, A FSB | HIGH POINT | OTS | Sep 1992 | Outstanding |
| FIRST FSB OF LINCOLNTON | LINCOLNTON | OTS | Mar 2010 | Outstanding |
| FIRST S & LA | MEBANE | OTS | Dec 2008 | Outstanding |
| FIRST FEDERAL BANK | DUNN | OTS | Oct 2009 | Outstanding |
| TRUIST BANK | CHARLOTTE | FDIC | Jan 2025 | Outstanding |
| FOUR OAKS BANK & TRUST COMPANY | FOUR OAKS | FDIC | Mar 1998 | Outstanding |
| AVERY COUNTY BANK | NEWLAND | FDIC | Aug 1998 | Outstanding |
| HOMETRUST BANK | CLYDE | OTS | Oct 2009 | Outstanding |
| NATIONSBANK OF NORTH CAROLINA, N.A. | CHARLOTTE | OCC | Sep 1993 | Outstanding |
| NATIONSBANK, N.A. (CAROLINAS) | CHARLOTTE | OCC | Jul 1995 | Outstanding |
| FIRST UNION NATIONAL BANK OF NORTH CAROLINA | CHARLOTTE | OCC | May 1997 | Outstanding |
| WACHOVIA BANK OF NORTH CAROLINA, N.A. | WINSTON-SALEM | OCC | Mar 1993 | Outstanding |
| ENTERPRISE NATIONAL BANK | WINSTON-SALEM | OCC | Sep 1992 | Outstanding |
| WACHOVIA BANK OF DELAWARE, N.A. | WILMINGTON | OCC | Jun 2006 | Outstanding |
| FIRST COMMERCIAL BANK | ASHEVILLE | FDIC | Aug 1995 | Outstanding |
| BANKERS TRUST OF NORTH CAROLINA | GREENSBORO | FDIC | Jun 1990 | Outstanding |
| THE COMMUNITY BANK | PILOT MOUNTAIN | FDIC | Feb 1999 | Outstanding |
| FIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB | SOUTHERN PINES | FDIC | Mar 1999 | Outstanding |
| FIRST SOUTHERN SAVINGS BANK, S.S.B | ASHEBORO | FDIC | Jan 1994 | Outstanding |
| MOORESVILLE SAVINGS BANK, SSB | MOORESVILLE | FDIC | Nov 2004 | Outstanding |
| SOUTHTRUST BANK OF CENTRAL CAROLINA | CONCORD | FDIC | May 1995 | Outstanding |
| SQUARE 1 BANK | DURHAM | FDIC | Apr 2014 | Outstanding |
| BANK OF CURRITUCK | MOYOCK | FRB | Jan 2008 | Outstanding |
| FIRST SAVINGS AND LOAN ASSOCIATION | MEBANE | OCC | May 2025 | Outstanding |
| HOMETRUST BANK | ASHEVILLE | OCC | Jan 2013 | Outstanding |