North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
PIEDMONT FEDERAL SAVINGS BANK
WINSTON SALEM · OTS · Dec 2008
SatisfactoryCLYDE SAVINGS BANK, SSB
CLYDE · OTS · Nov 1991
SatisfactoryWAKE FOREST FS & LA
WAKE FOREST · OTS · Dec 2008
SatisfactoryFIRST STATE SAVINGS BANK, SSB
BURLINGTON · OTS · Feb 1992
SatisfactoryFIRST FS&LA OF DURHAM
DURHAM · OTS · Apr 1993
SatisfactoryHOME FS & LA
FAYETTEVILLE · OTS · Apr 1999
SatisfactoryHOME FS & LA
CHARLOTTE · OTS · May 1996
SatisfactoryBB&T-NC
DURHAM · OTS · Jun 1991
SatisfactoryRICHMOND SAVINGS BANK, SSB
ROCKINGHAM · OTS · Feb 1992
SatisfactoryBELMONT FS & LA
BELMONT · OTS · Jun 2008
SatisfactoryGRANITE SAVINGS BANK, SSB
GRANITE FALLS · OTS · Apr 1992
SatisfactoryDAVIDSON SAVINGS BANK, INC., SSB
LEXINGTON · OTS · Jan 1992
SatisfactoryFIRST CAROLINA FEDERAL SAVINGS BANK
KINGS MOUNTAIN · OTS · Oct 1997
SatisfactorySECURITY SAVINGS BANK, SSB
SOUTHPORT · OTS · Mar 1993
SatisfactorySOUTHERN BANK AND TRUST COMPANY
ROCKY MOUNT · OTS · Aug 1992
SatisfactoryCITIZENS SB OF SALISBURY, S.S.B.
SALISBURY · OTS · May 1993
SatisfactoryCITIZENS SAVINGS, INC., SSB
CONCORD · OTS · Mar 1992
SatisfactoryFIRST SOUTHERN SAVINGS BANK, S.S.B.
ASHEBORO · OTS · Apr 1991
SatisfactoryPERPETUAL SAVINGS BANK, SSB
LEXINGTON · OTS · Jul 1992
SatisfactoryUNITED FEDERAL SAVINGS BANK
ROCKY MOUNT · OTS · Apr 1997
SatisfactorySNB SAVINGS BANK, INC., SSB OF ELKIN
ELKIN · OTS · Feb 1992
SatisfactoryEAST COAST SAVINGS BANK, SSB
GOLDSBORO · OTS · May 1991
SatisfactoryROXBORO SAVINGS BANK, SSB
ROXBORO · OTS · Nov 1991
SatisfactorySCOTLAND SAVINGS BANK, SSB
LAURINBURG · OTS · Oct 1991
SatisfactoryTHE EAST CAROLINA BANK
ENGELHARD · FDIC · Nov 2010
SatisfactoryCENTRAL CAROLINA BANK AND TRUST COMPANY
DURHAM · FDIC · Aug 2000
SatisfactoryFARMERS & MERCHANTS BANK
GRANITE QUARRY · FDIC · Oct 2023
SatisfactoryTHE BANK OF CURRITUCK
MOYOCK · FDIC · Jan 1998
SatisfactoryBB&T FSB OF HIGH POINT
HIGH POINT · OTS · Jul 1990
SatisfactoryCITIZENS SOUTH BANK
GASTONIA · OTS · Aug 2009
SatisfactoryCOMMUNITY SAVINGS BANK, SSB
BURLINGTON · OTS · Mar 1992
SatisfactoryOMNIBANK, INC., A STATE SB, SSB
SALISBURY · OTS · Apr 1992
SatisfactoryTRYON FS & LA
TRYON · OTS · Aug 1994
SatisfactoryFIRST AMERICAN SAVINGS BANK, F.S.B.
GREENSBORO · OTS · Aug 1990
SatisfactoryASHEVILLE SAVINGS BANK, S.S.B.
ASHEVILLE · OTS · Sep 1990
SatisfactoryFIRST CHARTER NATIONAL BANK
CONCORD · OCC · Dec 1998
SatisfactoryMOORESVILLE SAVINGS BANK, SSB
MOORESVILLE · OTS · Nov 1992
SatisfactoryCANTON SAVINGS BANK, SSB
CANTON · OTS · Apr 1992
SatisfactoryANSON SAVINGS BANK, SSB
WADESBORO · OTS · Aug 1992
SatisfactorySECURITY BANK AND TRUST COMPANY
CHARLOTTE · OTS · Apr 1993
SatisfactorySEABOARD SAVINGS BANK, SSB
PLYMOUTH · OTS · Aug 1992
SatisfactoryCITIZENS SAVINGS BANK, SSB, INC.
NEWTON · OTS · Jul 1991
SatisfactoryHAYWOOD SAVINGS BANK, INC., SSB
WAYNESVILLE · OTS · Oct 1991
SatisfactoryCENTURA BANK
SHELBY · OTS · May 1994
SatisfactoryHILLSBOROUGH SAVINGS BANK, SSB
HILLSBOROUGH · OTS · Mar 1992
SatisfactoryMORGANTON FS & LA
MORGANTON · OTS · Feb 2008
SatisfactoryHOME SAVINGS BANK, INC., SSB
KINGS MOUNTAIN · OTS · Dec 1991
SatisfactoryHOME FEDERAL SAVINGS BANK
STATESVILLE · OTS · Nov 1993
SatisfactoryFIRST CITIZENS BANK AND TRUST COMPANY
ROANOKE RAPIDS · OTS · Sep 1992
SatisfactoryGRAHAM SAVINGS BANK, SSB
GRAHAM · OTS · Feb 1992
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| PIEDMONT FEDERAL SAVINGS BANK | WINSTON SALEM | OTS | Dec 2008 | Satisfactory |
| CLYDE SAVINGS BANK, SSB | CLYDE | OTS | Nov 1991 | Satisfactory |
| WAKE FOREST FS & LA | WAKE FOREST | OTS | Dec 2008 | Satisfactory |
| FIRST STATE SAVINGS BANK, SSB | BURLINGTON | OTS | Feb 1992 | Satisfactory |
| FIRST FS&LA OF DURHAM | DURHAM | OTS | Apr 1993 | Satisfactory |
| HOME FS & LA | FAYETTEVILLE | OTS | Apr 1999 | Satisfactory |
| HOME FS & LA | CHARLOTTE | OTS | May 1996 | Satisfactory |
| BB&T-NC | DURHAM | OTS | Jun 1991 | Satisfactory |
| RICHMOND SAVINGS BANK, SSB | ROCKINGHAM | OTS | Feb 1992 | Satisfactory |
| BELMONT FS & LA | BELMONT | OTS | Jun 2008 | Satisfactory |
| GRANITE SAVINGS BANK, SSB | GRANITE FALLS | OTS | Apr 1992 | Satisfactory |
| DAVIDSON SAVINGS BANK, INC., SSB | LEXINGTON | OTS | Jan 1992 | Satisfactory |
| FIRST CAROLINA FEDERAL SAVINGS BANK | KINGS MOUNTAIN | OTS | Oct 1997 | Satisfactory |
| SECURITY SAVINGS BANK, SSB | SOUTHPORT | OTS | Mar 1993 | Satisfactory |
| SOUTHERN BANK AND TRUST COMPANY | ROCKY MOUNT | OTS | Aug 1992 | Satisfactory |
| CITIZENS SB OF SALISBURY, S.S.B. | SALISBURY | OTS | May 1993 | Satisfactory |
| CITIZENS SAVINGS, INC., SSB | CONCORD | OTS | Mar 1992 | Satisfactory |
| FIRST SOUTHERN SAVINGS BANK, S.S.B. | ASHEBORO | OTS | Apr 1991 | Satisfactory |
| PERPETUAL SAVINGS BANK, SSB | LEXINGTON | OTS | Jul 1992 | Satisfactory |
| UNITED FEDERAL SAVINGS BANK | ROCKY MOUNT | OTS | Apr 1997 | Satisfactory |
| SNB SAVINGS BANK, INC., SSB OF ELKIN | ELKIN | OTS | Feb 1992 | Satisfactory |
| EAST COAST SAVINGS BANK, SSB | GOLDSBORO | OTS | May 1991 | Satisfactory |
| ROXBORO SAVINGS BANK, SSB | ROXBORO | OTS | Nov 1991 | Satisfactory |
| SCOTLAND SAVINGS BANK, SSB | LAURINBURG | OTS | Oct 1991 | Satisfactory |
| THE EAST CAROLINA BANK | ENGELHARD | FDIC | Nov 2010 | Satisfactory |
| CENTRAL CAROLINA BANK AND TRUST COMPANY | DURHAM | FDIC | Aug 2000 | Satisfactory |
| FARMERS & MERCHANTS BANK | GRANITE QUARRY | FDIC | Oct 2023 | Satisfactory |
| THE BANK OF CURRITUCK | MOYOCK | FDIC | Jan 1998 | Satisfactory |
| BB&T FSB OF HIGH POINT | HIGH POINT | OTS | Jul 1990 | Satisfactory |
| CITIZENS SOUTH BANK | GASTONIA | OTS | Aug 2009 | Satisfactory |
| COMMUNITY SAVINGS BANK, SSB | BURLINGTON | OTS | Mar 1992 | Satisfactory |
| OMNIBANK, INC., A STATE SB, SSB | SALISBURY | OTS | Apr 1992 | Satisfactory |
| TRYON FS & LA | TRYON | OTS | Aug 1994 | Satisfactory |
| FIRST AMERICAN SAVINGS BANK, F.S.B. | GREENSBORO | OTS | Aug 1990 | Satisfactory |
| ASHEVILLE SAVINGS BANK, S.S.B. | ASHEVILLE | OTS | Sep 1990 | Satisfactory |
| FIRST CHARTER NATIONAL BANK | CONCORD | OCC | Dec 1998 | Satisfactory |
| MOORESVILLE SAVINGS BANK, SSB | MOORESVILLE | OTS | Nov 1992 | Satisfactory |
| CANTON SAVINGS BANK, SSB | CANTON | OTS | Apr 1992 | Satisfactory |
| ANSON SAVINGS BANK, SSB | WADESBORO | OTS | Aug 1992 | Satisfactory |
| SECURITY BANK AND TRUST COMPANY | CHARLOTTE | OTS | Apr 1993 | Satisfactory |
| SEABOARD SAVINGS BANK, SSB | PLYMOUTH | OTS | Aug 1992 | Satisfactory |
| CITIZENS SAVINGS BANK, SSB, INC. | NEWTON | OTS | Jul 1991 | Satisfactory |
| HAYWOOD SAVINGS BANK, INC., SSB | WAYNESVILLE | OTS | Oct 1991 | Satisfactory |
| CENTURA BANK | SHELBY | OTS | May 1994 | Satisfactory |
| HILLSBOROUGH SAVINGS BANK, SSB | HILLSBOROUGH | OTS | Mar 1992 | Satisfactory |
| MORGANTON FS & LA | MORGANTON | OTS | Feb 2008 | Satisfactory |
| HOME SAVINGS BANK, INC., SSB | KINGS MOUNTAIN | OTS | Dec 1991 | Satisfactory |
| HOME FEDERAL SAVINGS BANK | STATESVILLE | OTS | Nov 1993 | Satisfactory |
| FIRST CITIZENS BANK AND TRUST COMPANY | ROANOKE RAPIDS | OTS | Sep 1992 | Satisfactory |
| GRAHAM SAVINGS BANK, SSB | GRAHAM | OTS | Feb 1992 | Satisfactory |